Accidental Death Addon

Protect yourself and your family

From €4.23 / Month

Sanitas Accidental Death Coverage

THE TRANQUILITY OF KNOWING THAT YOU AND YOURS WILL BE PROTECTED NO MATTER WHAT HAPPENS.

The financial stability of your family depends largely on you. Now with Sanitas, in addition to having the best medical care, you can have an additional income in the event of death or permanent disability due to an accident.

The amount of compensation that the insured will receive will depend on the capital that the insured has previously insured. There will be two options, corresponding to two different products:

  • 30.000 Euros
  • 60.000 Euros

Why add this coverage to your policy?

  • Because the financial stability of your family depends largely on you.
  • For a very little per month, you can have an additional income in the event of death or permanent disability due to an accident.
  • You can choose the amount of compensation based on the insured capital: 30,000 or € 60,000.

What does it cover?

This addon covers:

  1. Death by accident
  2.  Permanent disability due to accident

This supplement offers compensation to the insured or their family members in the event of death or permanent disability as a result of an accident. The amount of compensation that the insured will receive will depend on the capital the insured has previously insured:

  • Accidents € 30,000
  • Accidents € 60,000

What are the hiring conditions?

  • Grace Period: No
  • Hiring: Individual (It is not necessary that it be hired by all the policyholders).
  • Available at any time.
  • Age of recruitment: 18-65 years of age.
  • Age of permanence: 70 years (withdrawal of the product is automatic)
  • Preexistence: Yes, in the case of previous pathologies, the client must undergo risks and the declared pathologies may be conditioned.

Do you want to talk?

Please contact us if there's any questions:

Monday to Friday

from 9:00h to 19:00h

Monday to Friday

from 9:00h to 19:00h

Monday to Friday

from 9:00h to 19:00h

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Monday to Friday

from 9:00h to 21:00h

Accidental Death Frequently Asked Questions

Knowing that you and your family will be protected can help you sleep better.

  • In case of death: The insured may previously designate the beneficiary of his insurance. If the insured has not expressly designated it, the following persons are considered beneficiaries, in order of priority:
    1. her spouse and children.
    2. Parents in equal parts.
    3. Siblings in equal shares.
    4. Legal heirs.
  • In case of disability: The sum insured will be delivered to the insured.

Sanitas only has one plan that includes this option for free. Sanitas Mundi 1 Million.

  • In case of death:Within a maximum period of 40 days from the submission of the required documentation.
  • In case of disability:Once the sequelae have been diagnosed, the corresponding compensation will be communicated within 15 days.

Once the required documentation has been received and the consequences assessed, the corresponding compensation will be made within 15 days.

You can purchase the accidental death option individually. So, you can choose which insured will have this coverage.

None. you will be covered from day one.

  • In the event of death, the beneficiary must carry out the following procedure: Report the accident to Sanitas within 7 days, by means of a written form, accompanied by the following documents:
    1. Medical (death) certificate.
    2. Autopsy report.
    3. Document that proves your insured status.
    4. Letter of exemptions from the inheritance tax, or certification of the tax settlement.
  • In the event of total permanent disability due to an accident, the insured must carry out the following procedure: Report the accident to Sanitas within 7 days, accompanied by the following documentation:
    1. Social Security documentation specifying the degree of disability.
    2. Official medical certificate.
    3. Date of determination of disability.
    4. Documents that prove beneficiary status. (All this information is included in the product condition).
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