Optical Addon

Cut your optics expenses in half

From €5.50 / Month

Sanitas Optical Coverage

Now your glasses and contact lenses will cost you half

Sanitas knows how important it is to take care of the vision of our policyholders and that it sometimes involves a high economic cost. For this reason, we make the optics complement available to all of them, as an important help when it comes to meeting these expenses.

With this supplement, the insured will receive a refund of 50% of the amount of their bill for optical equipment, including prescription contact lenses and prescription glasses. The prescription of an ophthalmologist is necessary to benefit from it, as long as it belongs to the medical team of the contracted product and unless it includes the reimbursement method, in which case it would not be necessary for the ophthalmologist to belong to our medical team. A maximum reimbursement per year will be made, up to a limit of € 600 per insured / year.

Why add this coverage to your policy?

  • Ideal complement for all those people with vision problems or with a family history.
  • More than half of the world’s population (50.6%) wear glasses or contact lenses.
  • According to specialists, “the best prevention is the annual check-up of the eyes by a vision professional ”, which is included in your Sanitas policy.
  • It is a perfect complement for those over 55 years old since as the age group of the population increases, the number of people who need to correct their vision defects increases: those over 55 years old represent half of the users of optics.
  • With this coverage, Sanitas customers will be able to renew their glasses or contact lenses with a significant discount on their bill.

What does it cover?

The coverage of this supplement includes the reimbursement of:

  • Prescription contact lenses.
  • Graduated crystals.

An ophthalmologist’s prescription is necessary to benefit from it. Depending on the type of policy, the ophthalmologist must be from the Sanitas medical team or could be an external ophthalmologist.

What is the amount of the refund?

Conditions for refund:

  • 50% limit
    (on the amount of the invoice).
  • Limit: 1 prescription per year.
  • Up to a maximum of 600 euros per insured and year.

What are the hiring conditions?

  • Grace Period: 3 Months
  • Hiring: Individual or at the policy level with different premiums. 
  • Available at any time.
  • Age of recruitment: 0-75 years of age. Children under 6 years old will not pay a premium but will have the right to coverage when it is contracted at the policy level.
  • Preexistence: No.
  • 50% limit (on the invoice amount). Up to 600 Euros / Insured / Year.
  • Limit: 1 prescription per year.
  • The documents to request reimbursement must always be original.

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Optical Frequently Asked Questions

It includes the reimbursement of prescription contact lenses and prescription glasses, as long as they are prescribed by an ophthalmologist. Frames and any other accessories that appear on the invoice are excluded.

You have the choice to add it individually or all together. There is a discount for the number of people.

This complement can be contracted at any time.

Yes, you must request that the name of the insured be indicated in each prescription.

No.

No, the reimbursement has a maximum of one invoice per year and insured.

It can be requested by any of these means: online application or postal delivery.

 

Online Application: Login to your misanitas online account, fill in your details and upload the receipt and prescription. you will be able to monitor the status of your claim.

 

Postal Delivery: The insured must submit the following documentation within a maximum period of 90 days. You have to send: Reimbursement request form, Original invoices or pharmacy ticket, Medical prescription in the name of the insured. Important: the documents must always be original. Once all the required documentation has been received and the appropriate checks have been made, within 10 working days, the corresponding amount will be reimbursed.

The insured can request cancellation at the time of renewal of his policy.

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