Sanitas Students Addon

Studying Outside Spain

From €40 / Month

Sanitas Students Coverage

Young people resident in Spain who wish to extend their studies abroad

Sanitas Students is an add-on specifically designed for young people between 10 and 35 years of age who are going to study abroad, aimed at covering their health needs in the event of any unforeseen illness arising during their stay abroad. Covered for any unforeseen event:

Medical assistance abroad in the event of any unforeseen event or sudden illness.
Specific coverage for students.
Urgent medical transfer or repatriation in the event of illness or accident.
Two contract options: Europe and Rest of the World.

In addition, for your peace of mind and confidence during studying abroad, Sanitas Students offers the following services to complement your insurance:

Dispatch of medication: if you cannot find a certain medication at the place of study, we will send it to you as soon as possible.
Travel and stay of a companion: so that, in the event of hospitalisation, you are never alone.
Transfer to Spain in case of illness.
Compensation in case of loss of classes or enrolment fees due to an accident.
Assistance in the event of lost or damaged luggage.

Why add this coverage to your policy?

Extensive coverage:

Two contract options with wide financial limits. 50,000 € for stays in Europe and 100,000 € for the rest of the world.
Medical assistance abroad: in the event of any unforeseen event or sudden illness.
Urgent medical transfer or repatriation in the event of illness or accident.
Specific coverage for students.

What does it cover?

Know your coverages:

Europe €50.000 or Rest of the world €100.000.
Medical Coverage: In the event of an emergency or sudden illness.
- Health care in the country where you are.
- Evacuation and repatriation.
Coverage for students in case of Accident and/or Illness:
- Compensation for loss of classes.
- Compensation for loss of tuition.
- Payment of a new trip in case of repatriation.
- Compensation in case of death of a parent.
In the event of death or permanent disability: Accident insurance included.

Know your limits:

Medical expenses: Europe €50.000 or Rest of the world €100.000.
Urgent medical transfer or repatriation of injured and sick persons: Europe €50.000 or Rest of the world €100.000.
Convalescence expenses: €100 per night max. of 5 nights.
Travel of a companion due to hospitalisation: standard return ticket.
Stay of a companion due to insured hospitalisation: €100 per night max. of 5 nights.
Continuation of the trip of an insured person after hospitalisation: Incl.
Dispatch of medicines: Incl.
Transmission of urgent messages: Incl.
Return ticket and accommodation for a family member: €100 per night max. of 5 nights.
Early return: Incl.
Repatriation or transport of the deceased and the rest of the insured: Incl.
Sending of personal belongings: €60 per day up to a maximum of €300.
Extension of stay abroad due to loss or theft of documentation: €900.
Payment of a new trip in the event of medical repatriation: €3.000.
Compensation for loss of classes due to accident: €1.000.
Compensation for loss of tuition due to accident: €1.000.
Family misfortune: one parent €6.000 and both parents €9.000.
Accident insurance: €18.000.

What is not covered?

The guarantees and benefits that have not been previously requested from SANITAS and that have not been carried out with or by agreement with SANITAS, except in the case of force majeure.
Accidents occurring during the practice of sporting activities (including skiing), as well as adventure tourism activities.
Those occurring in the event of war, acts of terrorism, strikes or any other case of force majeure.
Injuries or accidents as a consequence of criminal actions, fights, brawls, fights, imprudence or any risky or reckless act.
Those caused by officially declared epidemics and pandemics or by officially declared or due to pollution.
Other exclusions specifically applicable to each respective coverage expressly indicated in the conditions of the contract.

What are the hiring conditions?

Grace Period: No.
Co-payment: No.
Duration: minimum 1 month and maximum 1 year.
Maximum age of permanence: 35 years old.
Age of recruitment: 14-35 years of age.
Preexistence: Sanitas risk underwriting is required.

Do you want to talk?

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Monday to Friday

from 9:00h to 19:00h

Monday to Friday

from 9:00h to 19:00h

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Students Frequently Asked Questions

Where to call for assistance?

In the event of any unforeseen illness arising during your stay abroad, you should call in advance: +34 91 345 65 84.

On the same call, they will tell you which medical centre you should go to and the procedures you need to follow to receive the best medical care.

Are the benefits of Sanitas Students abroad equivalent to the benefits of a Health Care policy in Spain?

The answer is that the products are NOT comparable. Sanitas Students is a solution to medical emergencies that arise during your stay abroad.

Is Sanitas Students a reimbursement product?

It is not reimbursable but has limits within the product coverage.

What to do in the event of a claim?

If the client needs assistance during their stay or to declare a claim, they should call the following telephone number and they will be attended to immediately:

From Spain: +34 91 345 65 84

From abroad: +34 91 345 65 84

In this telephone number the assistance is managed and if they are referred to a specific centre that belongs to those arranged for this purpose, the client does not have to manage any payment. Only in the case that they are indicated to do so in the foreign service telephone number, they would have to make the payment for the service, always confirmed in the call made, and in that call they would be told where to send the documentation.

If it is not possible due to the circumstances of the claim to call before, it is NECESSARY that you call at the latest within 7 days and in any case, ALWAYS BEFORE RETURNING TO SPAIN.

When does the insurance have to be taken out?

The insurance (product or supplement) must be taken out at least 24 hours before the start of the trip and the stay abroad. It can be taken out up to three months in advance.

Does Sanitas Students offer coverage in any country?

Yes, there are no exclusions per country but the client will only be covered within the coverage area chosen: Europe or Rest of the World. In the appendix you will find the list of countries covered by the product Europe 50.000 and the rest of the World 100.000.

Are claims occurring in Spain covered?

NO, health care is only offered outside Spain. Customers applying for medical cover in Spain can take out a Sanitas health insurance policy if they are not already members.

Can family members or friends be included in the same policy?

NO. The policies are exclusively individual.

Is there a discount for being a Sanitas customer?

YES, the premiums of the supplements for existing customers are €9 cheaper. However, in order to be able to contract as a complement and therefore enjoy this economic advantage, it is necessary to maintain the health care policy in Spain. Both products are complementary as the Sanitas Students product does not provide coverage in Spain.

What happens if the claim exceeds the limit contracted in the travel insurance?

From the beginning of the call, the customer will be informed whether the assistance required may or may not exceed the limits of the product. In the event that they exceed the limits, it will be up to the customer to decide whether they wish to continue despite having to pay for that part of the service or not.

Is any kind of accreditation required for hiring?

NO, for this product we will not ask for any kind of document proving that you are going to study.