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Reimbursements Addon
The flexibility to choose your best repayment option
From €17.00 / Month
Worldwide Reimbursement Coverage
Choose the specialist of your choice, even if the specialist is not on our medical list
Sanitas offers you total freedom to go to the specialist of your choice, even if the specialist is not on our medical list.
You will be able to access any professional, medical centre or hospital, even outside Spain, and Sanitas will reimburse you a percentage of the costs of your bill.
We offer you a wide range so that you can choose the one that best suits your needs:
- With maximum amounts from €50,000 up to €300,000.
- Repayment percentages of 80 or 90%.
The procedures for requesting your reimbursement are very simple, and you can do them online and monitor their status through My Sanitas.
Why add this coverage to your policy?
- Following the launch of the €150,000 Reimbursement Add-on, and its positive reception by our clients, we have developed a range of Reimbursement Supplements, in order to offer more options for the client to choose the one that best suits their financial or healthcare needs.
- These complements allow the insured to convert their medical insurance into a reimbursement insurance, not having to limit themselves to the Sanitas medical list and giving them total freedom to choose the professional they prefer.
- Ease of reimbursement processing by filling out a simple document and having ample time to submit the documentation.
- Each add-on will have different maximum amounts and percentages to be reimbursed.
Cover / Person / Year | Reimbursement | Cost / Person / Month |
---|---|---|
€50,000 | 80% | €17 |
€100,000 | 80% | €19 |
€150,000 | 80% | €22.50 |
€200,000 | 80% | €27 |
€300,000 | 90% | €31 |
Cover / Person / Year | Reimbursement | Cost / Person / Month |
---|---|---|
€50,000 | 80% | €17 |
€100,000 | 80% | €19 |
€150,000 | 80% | €22.50 |
€200,000 | 80% | €27 |
€300,000 | 90% | €31 |
What are the hiring conditions?
- Grace Period: Yes (the standard qualifying periods)
- Hiring: Individual (It is not necessary that it be hired by all the policyholders).
- Contractable when the policy is taken out or renewed.
- Age of recruitment: 0-64 years of age.
- Age of permanence: No
- Preexistence: Yes, so it will be necessary to fill in the health questionnaire at the time of discharge.
Do you want to talk?
Please contact us if there's any questions:
Reimbursement Frequently Asked Questions
Do I have to pay for the treatment or is the bill sent to Sanitas?
When you receive treatment you will have to pay 100% of the costs. You will then have to submit the claim within your MySanitas online account, in order to receive reimbursement at the percentage you have contracted.
What is the deadline for filing a complaint?
After receiving treatment, you have 90 days to file a claim.
What are the reimbursement limits for each coverage?
Cover / Person / Year | Reimbursement | Cost / Person / Month |
---|---|---|
€50k | 80% | €17 |
€100k | 80% | €19 |
€150k | 80% | €22.50 |
€200k | 80% | €27.00 |
€300k | 90% | €31.00 |
What happens if I want to purchase the reimbursement option after I have already purchased the health insurance policy?
These options can only be purchased at the time you purchase your underlying health insurance plan or at its renewal. Please contact us and we will send you an application form to complete, sign and return.
What are the qualifying periods for reimbursement cover?
Treatments | Qualification Periods |
---|---|
Outpatient Surgery | 3 months |
High tech diagnostic tests | 6 months |
Psychology | 6 months |
Childbirth or caesarean | 8 months |
The following complex therapeutic methods: interventional cardiology, radiotherapy, chemotherapy and lithotripsy. | 10 months |
Vasectomy and tubal ligation: | 10 months |
Hospitalisation and non-ambulatory or in-patient surgical interventions: | 10 months |
How are refunds requested and paid?
To request reimbursement, log into your online account, fill in your details, upload the medical report and the receipt. Reimbursements are paid directly into a Spanish bank account of your choice.
Extra Options
Design your own insurance with additional covers
Extra Options
Design your own insurance with additional covers