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Sanitas Professionals Plus
Exclusive coverage for the self-employed
From €45.57 / Month
Cover & Services
Sanitas Professionals Plus
With Low Co-Payment
This policy is NOT suitable for residency / N.I.E. / visa.
Sanitas Professionals Plus is identical to Sanitas Professionals but with a low co-payment.
Medical fees
100% cover of medical fees
Tax Relief
The premiums paid for healthcare insurance are tax deductible up to €500 a year. This deduction applies to both policies taken out by the self-employed worker and their direct family (spouse and children up to 26). The €500 limit is for each person.
Choose Specialist
Choose from Sanitas top professionals: 50,000 specialists and 700 private clinics throughout Spain. You can also visit any other healthcare centre or doctor of your choice, whether in Spain or anywhere else in the world.
The largest network of professionals
Sanitas has the largest network in Spain, with the best professionals. This network covers all aspects of your health. We have the best medical treatments and services available.
Coronavirus COVID-19
Coronavirus COVID-19 is fully covered.
Online Platform
You will have your own online account within the Sanitas platform. From where you can search for doctors and filter those who speak your language.
Multilingual Support Department
Sanitas support department is multilingual.
Policy Documents
Sanitas has policy documents available in English or Spanish.
Customise your insurance
We have different complements so that you can design the policy to your liking.
Travel Assistance Addon
Travel Assistance: We collaborate with Europ Assistance. Limit of 12.000 per person, per claim.
Sanitas Dental 21 Addon
Includes more than 30 services and up to 21% discount on other treatments.
Exclusive coverage for the self-employed
Total Protection Addon
Total coverage in case of hospitalization or temporary disability leave. More information
Traffic/Work Accidents Addon
This coverage guarantees you health care in case you need it as a consequence of a traffic accident, work accident or professional illness. More information
Death in case of accident
Death insurance in case of accident: funeral service and nationwide transfer up to 5.250€.
What is covered?
Primary healthcare & Emergencies
General medicine, ambulance service, Sanitas 24h, special care at home, paediatrics, nursing services and emergencies, etc. We also include a second Medical Opinion.
Hospitalisation with Private Room
Includes operating theatre and medication expenses in a conventional, individual room with a bed for your visitor. (except for Psychiatric hospitalisation).
Access to doctors and medical specialties
Dermatology, allergology, psychiatry, endocrinology, urology, cardiology, ophthalmology, gynaecology, traumatology, oncology, diet and nutrition, etc.
Surgery: Inpatient and outpatient
Childbirth preparation program and infant health program.
Preventive medicine and Psychology services
Prevention of breast and cervical cancer, prevention of coronary risk and prevention of colorectal cancer. Treatment for issues such as depression, anorexia, insomnia, marriage counselling and stress.
Therapeutic Methods and Diagnostic Tests
Endoscopies, ultrasound, x-rays, mammograms, smear tests, clinical analysis and tests (including antenatal care), MRI/CAT scans, etc. Also including cancer treatments, rehab, speech therapy, radiotherapy, respiratory, etc.
Technology MRI/CAT scans
We use the most advanced technology giving precise diagnosis for the detection of tumours and other internal conditions.
Emergency care on your trips
Travel Assistance: We collaborate with Europ Assistance. Limit of 12.000 per person, per claim. More information
Dental 21 Addon
With Dental 21 you receive 30 services free including checkups, x-rays, simple extractions and yearly teeth cleaning. More information.
What is NOT covered?
Assistance related to
- Traffic Accidents
- Accidents at Work
- Practising Risky Sports
Assistance provided outside Sanitas
Assistance provided in social security centres.
Preventive medical check-ups
Pre-contract illnesses
Any health condition of the insured person known prior to registration in the contract and assessed as not covered in accordance with the technical criteria of Sanitas.
Voluntary termination of pregnancy
Health care arising from
Chronic alcoholism, drug addiction, intoxication due to the abuse of alcohol, psychotropic drugs, narcotics or hallucinogens, attempted suicide and self-harm, illnesses or accidents caused by the insured person's gross negligence or fault.
Any aesthetic or cosmetic treatment or intervention
Medicines not marketed in Spain
The following surgeries
Bariatric surgery, radiosurgery, Parkinson's surgery and robotic surgery.
We will be with you at all times
Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.
Videoconsultation 24h
Urgent medical care by video consultation without an appointment 24 hours.
Online transactions
Request appointments, download analyses, reimbursement requests, medical authorisations, etc., through the My Sanitas customer area.
Sanitas Welcome
24-hour telephone service to speed up procedures.
We will be with you at all times
Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.
Videoconsultation 24h
Urgent medical care by video consultation without an appointment 24 hours.
Online transactions
Request appointments, download analyses, etc.
Sanitas Welcome
24-hour telephone service to speed up procedures.
You can customise your insurance policy by adding optional cover
Sanitas Professionals Plus is insurance with low co-payment
– The first 6 services are free of charge –
Co-payments are like excesses and they are charged for each service you use. Co-payments are collected every month from your account on file.
Number of Services | Co-payment Cost |
---|---|
From 0 to 6 services | €0 |
From 7 to 10 services | €4 |
From 11 to 15 services | €7 |
More than 15 services | €10 |
Dental Copayment | €3 |
High frequency services.
| €12 |
Number of Services | Co-payment Cost |
---|---|
From 0 to 6 services | €0 |
From 7 to 10 services | €4 |
From 11 to 15 services | €7 |
More than 15 services | €10 |
Dental Copayment | €3 |
High frequency services.
| €12 |
Waitings Periods
Treatments | Qualification Periods |
---|---|
Surgical interventions from Group 0 to II according to the classification of the Spanish Medical Association (Organización Médica Colegial). | 3 Months |
Psychology | 6 Months |
High-tech diagnostic tests | 6 Months |
Childbirth or Caesarean | 8 Months |
Complex Therapeutic Methods: interventional cardiology / haemodynamics, interventional radiology, radiotherapy, chemotherapy, and lithotripsy. | 10 Months |
Tubal ligation and vasectomy | 10 Months |
Hospitalisation and surgical interventions from Group III to VIII according to the classification of the Spanish Medical Association (Organización Médica Colegial). | 10 Months |
Bariatric surgery in morbid obesity | 60 Months |
Treatments | Qualification Periods |
---|---|
Surgical interventions from Group 0 to II according to the classification of the Spanish Medical Association (Organización Médica Colegial). | 3 Months |
Psychology | 6 Months |
High-tech diagnostic tests | 6 Months |
Childbirth or Caesarean | 8 Months |
Complex Therapeutic Methods: interventional cardiology / haemodynamics, interventional radiology, radiotherapy, chemotherapy, and lithotripsy. | 10 Months |
Tubal ligation and vasectomy | 10 Months |
Hospitalisation and surgical interventions from Group III to VIII according to the classification of the Spanish Medical Association (Organización Médica Colegial). | 10 Months |
Bariatric surgery in morbid obesity | 60 Months |
Requirements
Age of recruitment | Maximum age of stay | Discounts |
---|---|---|
| No maximum age limit | 4% annual payment discount |
Age of recruitment | Maximum age of stay | Discounts |
---|---|---|
– From 0-2 years of age, it will be necessary that there is at least one other insured older than 2 years of age in the policy. – From 3-18 years of age, they may take out individual policies as long as the policyholder is of legal age. – Maximum hiring age: 75 years of age | No maximum age limit | 4% annual payment discount |
Where you can access Sanitas Professionals Plus coverage
Coverage nationwide in Spain. |
Emergency assistance insurance for foreign travel up to 12,000 Euros. |
Coverage
EXTRA-HOSPITAL ASSISTANCE
| OTHER SERVICES AND GUARANTEES
| HOSPITAL ASSISTANCE:
|
DENTAL 21 ADDON
| OTHER ADVANTAGES
|
While you are thinking about it, download the terms and conditions.
Do you have any questions? Find the answer you are looking for in our FAQ
Start enjoying it today by booking online:
Premium with low copayment from €45.57
Premiums for policies starting 01/03/2020 valid until 28/02/2021. Premiums for policies starting from 01/04/2020 valid until 31/03/2021. All premiums are subject to 0.015% Insurance Compensation Consortium tax. Maximum age to contract this policy is 75 years of age. Real time quotes will vary depending on age and the place of residence of the insured. Terms and conditions apply.
Come to Sanitas now and get bluaU + 10% discount on family packs
Do you want to talk?
Please contact us if there's any questions:
FAQ
I am pregnant or want to be. Does Sanitas cover it?
Yes. The Sanitas Professionals Plus plan will cover your antenatal consultations, diagnostic tests. Childbirth is covered as long as you fall pregnant after becoming a member. Check the waiting periods.
What are the waiting periods?
Treatments | Qualification Periods |
---|---|
Surgical interventions from Group 0 to II according to the classification of the Spanish Medical Association (Organización Médica Colegial). | 3 Months |
Psychology | 6 Months |
High-tech diagnostic tests | 6 Months |
Childbirth or Caesarean | 8 Months |
Complex Therapeutic Methods: interventional cardiology / haemodynamics, interventional radiology, radiotherapy, chemotherapy, and lithotripsy. | 10 Months |
Tubal ligation and vasectomy | 10 Months |
Hospitalisation and surgical interventions from Group III to VIII according to the classification of the Spanish Medical Association (Organización Médica Colegial). | 10 Months |
Bariatric surgery in morbid obesity | 60 Months |
Is COVID-19 covered on this policy?
Coronavirus COVID-19 is fully covered.
Do I have coverage abroad?
Yes. Travel assistance addon.
- Sanitas Professionals Plus includes coverage in case of an EMERGENCY due to illness or accident abroad, up to a limit of 12,000€ for medical expenses, per person and year, in case of illness or accident in any country in the world.
What are pre-existing conditions and how do they apply?
Pre-existing illnesses refer to pathologies prior to the date of contracting the Sanitas health insurance. Before taking out the plan, you must fill in a form, declaring these pathologies. You should then speak to one of our doctors to check the status of this pathology and carry out a complete assessment which will be included in your file.
Is there an age limit?
The limit is 75 years.
Are there any discounts?
Discount type | Discount |
---|---|
Bi-annual payment | 2% |
Annual payment | 4% |
Does it include dental coverage?
Sanitas Professionals Plus plan include Dental 21 addon.
Is repatriation included?
No.
What documents do you need from me?
Nothing for now, however, we will need you to complete the application form.
Are there any restrictions on coverage?
- Emergency assistance abroad: 12.000 euros. Insured/year Maximum 90 consecutive days when travelling.
- Psychology: Maximum 4 consultations/month and limit of 15 sessions/Insured/year.
- Psychiatry: Maximum 50 days/Insured/year.
- Podiatry: Maximum 12 sessions/Insured/Year.
- Ambulance: Does not include transfers for physiotherapy treatments, diagnostic tests or attendance at consultations.
- Health care will only be covered for newborns as long as they are registered as a Sanitas Insured.
Where am I covered?
- Services are provided throughout Spain.
- For emergency assistance abroad, services are provided all over the world.
What are my obligations?
- The Policyholder is obliged to answer the health questionnaire truthfully so that SANITAS can make a correct assessment of the risk. In the event of falsehood or omission in this declaration, SANITAS may terminate the insurance contract.
- The Policyholder is obliged to pay the price in the manner and within the terms agreed with SANITAS.
- The Insured must present their SANITAS card, as well as their identity document if required when receiving the services.
When and how do I have to make payments?
The price of the insurance is annual and can be paid in instalments as agreed.
Payment shall be made by direct debit to the policyholder’s bank account or other methods of payment provided that they are expressly agreed in the insurance application.
When does coverage begin and end?
The insurance contract is annual and comes into effect at 00:00 on the contracted start date. It will be automatically renewed annually, unless the policyholder or SANITAS indicates otherwise.
How can I terminate the contract?
On the date of termination of the insurance contract, it shall be tacitly extended for successive periods of one year unless one of the parties (Sanitas or the contracting party) opposes one of these extensions by giving two months’ notice to the other party if it is Sanitas who gives the notice and one month if it is the contracting party.