Sanitas Health Insurance Range

Choose the health insurance that best suits your needs.

Most Popular Health Insurance

Sanitas Mas Salud

From €55.85 / Month

Cover in Spain + Travels

The most popular individual insurance.

No Co-Payments

   Residency, NIE & Visa applications

Sanitas Mas Salud Family

From €51.90 / Month

Cover in Spain + Travels

The most popular insurance for families.

No Co-Payments

   Residency, NIE & Visa applications

Sanitas Mas 90.000

From €68.97 / Month

Cover in Spain + Travels + EE.UU

Our most competitive refund insurance. Go to the specialist you want in any part of the world

No Co-Payments

   Residency, NIE & Visa applications

Sanitas Health Plan Complete

From €122.81 / Month

Cover in Spain + Travels + EE.UU + 1 European country

Ideal to cover your two usual residences

No Co-Payments

   Residency, NIE & Visa applications

Sanitas International Students

From €37.66 / Month

Cover for overseas students in Spain

The cheapest insurance for foreign students 

No Co-Payments

   Residency, NIE & Visa applications

More Specific for foreigners

Sanitas Health Plan Complete is the most complete and perfect policy if you live between your country of origin and Spain.

Sanitas Health Plan Basic

From €31.96 / Month

Cover in Spain + Travels

The Basic plan is for the working or retired.

Low Co-Payments

Sanitas Health Plan Classic

From €68.75 / Month

Cover in Spain + Travels + EE.UU.

Complete medical assistance for European residents in Spain

Co-Payments

Sanitas Health Plan Complete

From €122.81 / Month

Cover in Spain + Travels + EE.UU + 1 European country

Ideal to cover your two usual residences

No Co-Payments

   Residency, NIE & Visa applications

The most wanted and its variations

Sanitas Mas Salud is the star product of Sanitas and the most recommended in most cases.

It is the best option for both Spaniards or foreigners residing in Spain

Sanitas Mas Salud

From €55.85 / Month

Cover in Spain + Travels

The most popular individual insurance.

No Co-Payments

   Residency, NIE & Visa applications

Sanitas Mas Salud Plus

From €42.84 / Month

Cover in Spain + Travels

Same as Sanitas Mas Salud but with with low co-payments.

Co-Payments

Sanitas Mas Salud Optima

From €33.64 / Month

Cover in Spain + Travels

Same as Sanitas Mas Salud but with with high co-payments.

Co-Payments

Sanitas Mas Salud Family

From €51.90 / Month

Cover in Spain + Travels

The most popular insurance for families.

No Co-Payments

   Residency, NIE & Visa applications

Sanitas Mas Salud Family Plus

From €39.90 / Month

Cover in Spain + Travels

Same as Sanitas Mas Salud Family but with low co-payments.

Co-Payments

The Basics and those with coverage outside Spain

Plans to apply for residency, NIE or visa must be full coverage and without co-payment.

Sanitas Basico

From €27.10 / Month

Cover in Spain + Travels

The most economical health insurance

Co-Payments

Sanitas Basico Digital

From €25.38 / Month

Cover in Spain + Travels

Same as Sanitas Basico + BluaU Addon

Co-Payments

Sanitas Primero

From €29.10 / Month

Cover in Spain + Travels

The most economical health insurance with expenses participation

Co-Payments

Sanitas BluaU

From €90.52 / Month

Cover in Spain + Travels + EE.UU. + 80% Worldwide

Covering almost all physical and digital services offered by Sanitas

No Co-Payments

   Residency, NIE & Visa applications

Sanitas Mas 90.000

From €68.97 / Month

Cover in Spain + Travels + EE.UU. + 70% worldwide

Sanitas Más 90.000 brings together in a single policy all the benefits of full medical insurance and reimbursement.

Both Options

   Residency, NIE & Visa applications

Sanitas Digital Nomads

From €55.85 / Month

Cover in Spain + Travels + add the addons you need

The ideal health insurance for the digital nomad visa, ready to cover any health needs in Spain and when travelling.

No Co-Payments

   Residency, NIE & Visa applications

Specific for Students

Sanitas International Students

From €37.66 / Month

Cover for overseas students in Spain

The cheapest insurance for foreign students 

No Co-Payments

   Residency, NIE & Visa applications

Sanitas Studying outside of Spain

From €33.85 / Month

Coverage for Spanish students or foreign residents studying outside of Spain

Young Spaniards or Spanish residents wishing to further their studies abroad

No Co-Payments

Information of interest

Check the terms you need to consider when taking out insurance.

Co-Payment

An additional amount paid for each medical service used.

The copayment is a small additional amount that the client pays when using certain medical services, this allows us to offer a lower fee.

As we offer products that can be contracted with and without copays (with identical coverage in both cases), you can choose the product that best suits your needs. If you will be using your insurance infrequently, a copay product can be a good way to save on your premium. You can check the detail of copayments in each product sheet. These copays are billed monthly.

Videoconsultation

Service that allows you to talk to your doctor wherever you are. A great time saver and very useful for reviewing results, prescribing tests or prescriptions, emergencies…

Advantages of video consultation

  • The professionals who attend by video-consultation are the same as those who attend our own centres and those of our subsidised centres.
  • Saves time in travelling.
  • They can prescribe a medical test or prescription directly from the video consultation.
  • They can consult the results of medical tests that you share with them.
  • You choose the doctor you want to connect with.
  • Receive professional guidance and care from the best advisors through personalised health care and prevention programmes.

When to make a video consultation?

  • Review of results: after an initial face-to-face consultation, review your test results with your doctor.
  • Medication: Do you have questions about a medication?
  • Medical doubts: Do you have a pain and don’t know which doctor to see? Do you need a blood test?
  • Medical emergencies without having to travel.
  • Treatments: you can follow your progress by video consultation.
  • Recommended doctors: contact a doctor by video consultation, even outside your province.
  • Health programmes: start your Nutrition, Personal Trainer, Pregnancy, Psychology, etc. programme now.
Contract Period

Health insurance contracts have a duration of 12 months, except for Sanitas International Students and Sanitas Estudiantes.

The insurance is automatically renewed unless the policyholder gives notice of non-renewal at least one month before the end of the contract.

Qualification / Grace / Waitings Periods

Waiting periods are the time that must pass from when you take out the insurance until you make use of certain services, which are usually diagnostic tests or complex treatments. For medical visits and simple diagnostic tests, such as blood and urine tests, ultrasounds, X-rays, etc. there are no grace periods and you can use them from day one.

It is important to know the grace periods that apply to the contracted product and you can consult them in the file of each product. If you already have other health insurance and you come to Sanitas, it is possible that these periods will be eliminated. Indicate it at the time of discharge.

Pre-existing conditions

Pre-existing conditions are those pathologies of the client that existed prior to the date of contracting the product.

If you wish to take out a policy and you suffer or have suffered from an illness or injury, an operation or any other symptom, the medical department will call you to assess it.

Partner clinics

The most complete medical network with more than 4.200 nationally recognised and approved healthcare centres.

Final Price

It is not necessary to add VAT or any other tax to the price of the policy, except for the Insurance Compensation Surcharge, which is paid only on the first receipt and represents 0.15% of the net annual premium.

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