sanitas health insurances
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Sanitas Básico

The most economical health insurance

From €27.10 / Month

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Coverage & Services
Sanitas Básico

Co-Payment

This policy is NOT suitable for residency / N.I.E. / visa.

Sanitas Básico is an outpatient care product, without surgical interventions or hospitalization, at an economical price: from 24.64€. If you do not want a complete health care insurance, but you want to have the advantages of a private insurance, with access to consultations, simple and complex diagnostic tests and simple therapeutic methods, this is your insurance.

Choose Specialist

Choose from Sanitas top professionals: 40,000 specialists and 700 private clinics throughout Spain. You can also visit any other healthcare centre or doctor of your choice, whether in Spain or anywhere else in the world.

The largest network of professionals

Sanitas has the largest network in Spain, with the best professionals. This network covers all aspects of your health. We have the best medical treatments and services available.

Coronavirus COVID-19

Coronavirus COVID-19 is fully covered.

Online Platform

You will have your own online account within the Sanitas platform. From where you can search for doctors and filter those who speak your language.

Multilingual Support Department

Sanitas support department is multilingual.

Policy Documents

Sanitas has policy documents available in English or Spanish.

Customise your insurance

We have different complements so that you can design the policy to your liking.

Travel Assistance Addon

Travel Assistance: We collaborate with Europ Assistance. Limit of 12.000 per person, per claim.

Sanitas dental Addon

Sanitas Dental is Included free with Sanitas Básico insurance and gives you access to all our dental centres and dentists in our dental network.

What is covered?

Primary healthcare & Emergencies

General medicine, ambulance service, Sanitas 24h, special care at home, paediatrics, nursing services and emergencies, etc.

Access to doctors and medical specialties

Dermatology, allergology, psychiatry, endocrinology, urology, cardiology, ophthalmology, gynaecology, traumatology, oncology, diet and nutrition, etc.

Therapeutic Methods and Diagnostic Tests

Endoscopies, ultrasound, x-rays, mammograms, smear tests, clinical analysis and tests (including antenatal care), MRI/CAT scans, etc. Also including physiotherapy, aerosol therapy, ventilation therapy, pacemaker control, oral screen, mouth cleaning, speech rehabilitation...

Technology MRI/CAT scans

We use the most advanced technology giving precise diagnosis for the detection of tumours and other internal conditions.

Dental Cover

This is Sanitas Basic Dental Coverage. Includes checkups, X-rays, simple extractions and annual dental cleaning. If you wish, you can extend the coverage to a more complete one. More information.

What is NOT covered?

Assistance related to

  • Traffic Accidents
  • Accidents at Work
  • Practising Risky Sports

Assistance provided outside Sanitas

Assistance provided in social security centres.

Preventive medical check-ups

Pre-contract illnesses

Any health condition of the insured person known prior to registration in the contract and assessed as not covered in accordance with the technical criteria of Sanitas. Any health condition of the insured person known prior to registration in the contract and assessed as not covered in accordance with the technical criteria of Sanitas.

Pregnancy

Any type of diagnostic test, treatment or medical assistance related to pregnancy, childbirth or puerperium. Voluntary termination of pregnancy.

Health care arising from

Drug addiction, chronic alcoholism as well as intoxication due to the abuse of alcohol, psychotropic drugs, narcotics or hallucinogens, attempted suicide and self-harm, illnesses or accidents caused by the insured person's gross negligence or fault.

Any aesthetic or cosmetic treatment or intervention

Medicines not marketed in Spain

We will be with you at all times

Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.

Videoconsultation 24h

Urgent medical care by video consultation without an appointment 24 hours.

Online transactions

Request appointments, download analyses, reimbursement requests, medical authorisations, etc., through the My Sanitas customer area.

Sanitas Welcome

24-hour telephone service to speed up procedures.

We will be with you at all times

Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.

Videoconsultation 24h

Urgent medical care by video consultation without an appointment 24 hours.

Online transactions

Request appointments, download analyses, etc.

Sanitas Welcome

24-hour telephone service to speed up procedures.

You can customise your insurance policy by adding optional cover

Pharmacy Addon
Get 50% off your pharmacy costs.
More info ->
Optical Addon
Cut your optics expenses in half.
More info ->
Accidents Addon
Feel protected when you need it most.
More info ->
View all optional health coverages

Sanitas Básico is insurance with co-payment

Co-payments are like excesses and they are charged for each service you use. Sanitas Primero co-payments are listed below. Co-payments are collected every month from your account on file.

Number of ServicesCo-payment Cost
From 0 to 6 services€0
From 7 to 10 services€4
From 11 to 15 services€7
More than 15 services€10
Diagnostic tests and therapeutic methods.€12
High frequency services.
  • 10 sessions of physiotherapy
  • 30 days of oxygen therapy
  • 30 days for BPAP and CPAP
  • 15 days for aerosol
  • 15 sessions of ventilation therapy
€20
Number of ServicesCo-payment Cost
From 0 to 6 services€0
From 7 to 10 services€4
From 11 to 15 services€7
More than 15 services€10
Diagnostic tests and therapeutic methods.€12
High frequency services.
  • 10 sessions of physiotherapy
  • 30 days of oxygen therapy
  • 30 days for BPAP and CPAP
  • 15 days for aerosol
  • 15 sessions of ventilation therapy
€20

Waitings Periods

The waiting periods are the time that must pass from the time you take out the insurance until you make use of certain services. For medical visits and simple diagnostic tests, such as blood and urine tests, cytology, X-rays, etc., there are no waiting periods and you can use them from day one. Only the following diagnostic tests or complex treatments have these waiting periods:
TreatmentsWaitings Periods
High-tech diagnostic tests6 Months
TreatmentsWaitings Periods
High-tech diagnostic tests6 Months

Requirements

Age of recruitmentMaximum age of stay
  • From 0-2 years of age, it will be necessary that there is at least one other insured older than 2 years of age in the policy.
  • From 3-18 years of age, they may take out individual policies as long as the policyholder is of legal age.
  • Maximum hiring age: 60 years of age
No maximum age limit
Age of recruitmentMaximum age of stay
  • From 0-2 years of age, it will be necessary that there is at least one other insured older than 2 years of age in the policy.
  • From 3-18 years of age, they may take out individual policies as long as the policyholder is of legal age.
  • Maximum hiring age: 60 years of age
No maximum age limit

Where you can access Sanitas Básico coverage

Coverage nationwide in Spain.

Coverage

PRIMARY CARE
  • Family medicine
  • Pediatrics and child care
  • Nursing services
OTHER SERVICES
  • Ambulance
  • Physiotherapy
  • Speech therapy
  • Odontostomatology
  • Podiatry
  • Psychology
  • Home respiratory therapies
  • Pain treatment
MEDICAL SPECIALTIES
  • Allergology
  • Clinical analysis
  • Pathological anatomy
  • Anesthesiology
  • Angiology and vascular surgery
  • Digestive System
  • Cardiology
  • Cardiovascular Surgery
  • General and Digestive System Surgery
  • Maxillofacial Surgery
  • Orthopedic and Traumatologic Surgery
  • Pediatric Surgery
  • Reconstructive Surgery
  • Thoracic Surgery
  • Dermatology
  • Endocrinology and Nutrition
  • Geriatrics
  • Gynecology
  • Hematology and Hemotherapy
  • Internal Medicine
  • Nuclear Medicine
  • Nephrology
  • Pneumology
  • Neurosurgery
  • Clinical Neurophysiology
  • Neurology
  • Ophthalmology
  • Medical Oncology
  • Otolaryngology
  • Psychiatry
  • Radiodiagnostics-Imaging Diagnostics
  • Rehabilitation
  • Rheumatology
  • Urology

While you are thinking about it, download the following documents.

Sanitas Basico Info
Terms & Conditions

Do you have any questions? Find the answer you are looking for in our FAQ

Check FAQ

Start enjoying it today by booking online:

Premiums valid during the first annuity for new policyholders, with effective date between 04/01/2021 and 03/01/2022. The Insurance Compensation Consortium surcharge of 0.15% will be applied to these premiums. The premiums will vary according to the insured's place of residence. Maximum age of contracting is 60 years old and there is no limit to the age of permanence. The premium rates may undergo modifications at the expiry of each policy annuity depending on the different technical-actuarial variables mentioned in the general conditions of the policy.

Come to Sanitas and get bluaU + 10% discount on family packs

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Please contact us if there's any questions:

+34 654 66 31 99

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from 9:00h to 19:00h

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FAQ

Does this product support add-ons?

Yes, this product admits the following supplements: Dental, Pharmacy, Accident, Optical, Family Assistance and the Blua digital supplement.

What are pre-existing conditions and how do they apply?

Pre-existing illnesses refer to pathologies prior to the date of contracting the Sanitas health insurance. Before taking out the plan, you must fill in a form, declaring these pathologies. You should then speak to one of our doctors to check the status of this pathology and carry out a complete assessment which will be included in your file.

Complex therapeutic methods are excluded, what are they?

A high-tech or complex therapeutic method is one that requires a sanitary or hospital environment with specialized technological equipment, rooms and health professionals.

Likewise, the health infrastructure where it is carried out must have sufficient personnel and equipment to deal with any complications that the patient may suffer as a direct or indirect consequence of the procedure.

Those performed by the following medical specialties: radiotherapy, interventional radiology or hemodynamics.

All high-tech therapeutic methods, including the following, regardless of the area of the body to which they refer. o All high-tech therapeutic methods, including the following, regardless of the area of the body to which they refer, the technique used or the medical specialty for which they are prescribed or performed: Atrial foramen ablation, chemotherapy administration, angioplasty, cardioversion, cardiac catheterization, dilatation of stenosis, urethral dilatations, embolizations, electrophysiological study, fibrinolysis, heparinization, lithotripsy, bone marrow transplant, valvuloplasty.

Does it cover gynecological check-ups?

No, pregnancy and delivery follow-up are excluded.

Are there any restrictions on coverage?
  • Psychology: Maximum 4 consultations/month and limit of 15 sessions/Insured/year.
  • Podiatry: Maximum 12 sessions/Insured/Year.
Does it cover pregnancy and childbirth follow-up?

No, pregnancy and delivery follow-up are excluded.

How is the co-payment paid?

The co-payment is often paid on a quarterly basis. The insured will receive a quarterly receipt with the amount of the co-payment associated with the services performed, in addition, he/she can check the status of the co-payment through the My Sanitas app or through the Sanitas website at any time.

What dental cover is included with this plan?

Yes, the product includes basic odontostomatology, so extractions, cures and mouth cleaning are included free of charge.

Does it cover cancer treatments (chemotherapy, radiotherapy, etc.)?

No, for oncological processes as for all other treatments, complex therapeutic methods are excluded, and therefore chemotherapy and radiotherapy are excluded.

Do you have emergency coverage abroad?

No, Sanitas Básico does not include coverage for emergencies abroad.

Does it cover prosthesis?

No, both implantation and implantable material are expressly excluded from this policy.

Where am I covered?
  • Services are provided throughout Spain.
What are my obligations?
  • The Policyholder is obliged to answer the health questionnaire truthfully so that SANITAS can make a correct assessment of the risk. In the event of falsehood or omission in this declaration, SANITAS may terminate the insurance contract.
  • The Policyholder is obliged to pay the price in the manner and within the terms agreed with SANITAS.
  • The Insured must present their SANITAS card, as well as their identity document if required when receiving the services.
When and how do I have to make payments?

The price of the insurance is annual and can be divided as agreed.
This product has co-payments.
Payment will be made by direct debit on the contracting party’s bank account or other forms of payment provided that they are expressly agreed in the insurance application.

When does coverage begin and end?

The insurance contract is annual and comes into effect at 00:00 on the contracted start date. It will be automatically renewed annually, unless the policyholder or SANITAS indicates otherwise.

How can I terminate the contract?

On the date of termination of the insurance contract, it shall be tacitly extended for successive periods of one year unless one of the parties (Sanitas or the contracting party) opposes one of these extensions by giving two months’ notice to the other party if it is Sanitas who gives the notice and one month if it is the contracting party.

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