Cover & Services
Sanitas BluaU
Without Co-Payment
This policy is suitable for residency / N.I.E. / visa.
Sanitas BluaU is a comprehensive health insurance, covering almost all physical and digital services offered by Sanitas.
- 100% coverage with the Sanitas network of doctors and hospitals in Spain.
- 80% coverage with doctors and clinics outside the Sanitas network in Spain and the rest of the world.
- Videoconsultation service in all medical specialties.
- Home services: Delivery of medicines and analysis at your home.
- Counseling programs: Nutrition, Personal trainer, Pregnancy, psychology, etc.
- Coverage of 50% of the cost of medicines.
- Sanitas dental 21 coverage.
- Coverage in the EE.UU.
- Travel assistance coverage.
Reimbursement Medical Fees
Reimbursement 150,000 Addon + Reimbursements Pharmacy Addon
Personalised video-consultation plans
Exclusive video consultation service where our experts will help you design and implement fully digital and personalised health plans for the whole family. Digital programmes on: Nutrition, Personal Trainer, Pregnancy, Child Health, Psychology, Pelvic Floor Care, Smoking Cessation, Physiotherapy, etc.
24-hour emergencies by videoconference
If you have any medical emergency you can connect, wherever you are, with a doctor from the 24-hour emergency service via video consultation, in just a few minutes and without the need for an appointment, both for general emergencies and paediatric care.
Hospitalization
Includes operating theatre and medication expenses in a conventional, individual room with a bed for relatives.
Choose Specialist
Choose from Sanitas top professionals: 50,000 specialists and 700 private clinics throughout Spain. You can also visit any other healthcare centre or doctor of your choice, whether in Spain or anywhere else in the world.
The largest network of professionals
Sanitas has the largest network in Spain, with the best professionals. This network covers all aspects of your health. We have the best medical treatments and services available.
Online Platform
You will have your own online account within the Sanitas platform. From where you can search for doctors and filter those who speak your language.
Multilingual Support Department
Sanitas support department is multilingual.
COVID-19
Coronavirus COVID-19 is fully covered.
Policy Documents
Sanitas has policy documents available in English or Spanish.
Dental 21 Addon
With Sanitas Dental 21 you can enjoy more than 30 free services and access to more than 170 services with discounts of up to 21%.
Pharmacy Addon
Reimbursement of 50% of the cost of medicines prescribed by your doctor, with a limit of 200 € per client per year.
Reimbursements 150,000 Addon
You can choose the specialist of your choice, even if he/she is not on our medical list. You will be reimbursed 80% of the medical expenses, up to a total of 150,000 € per person per year.
Videoconsultation with specialists: Available in all medical specialties, such as General Medicine, Gynaecology, Paediatrics, Cardiology and Dermatology, etc. (Includes specialties that can be attended in a digital consultation).
24-hour emergencies
General and paediatric care. No appointment necessary.Digital consultation today
To connect with doctors in 10 specialties on the same day.Monitor your health
You will be able to digitally follow up with a medical team on certain health profiles such as weight control, asthma, arrhythmias, blood pressure, pregnancy or Covid 19.Vital signs measurement by facial image
So you can measure your vital signs yourself in just a few minutes.- Heart rate
- Breathing rate
- Blood pressure
- Stress level
- Risk of cardiovascular disease and heart attack
- Risk of brain disease
Exclusive home delivery services:
Delivery of medicines to your home
We send your medicines to your home from the pharmacy within a maximum of 3 hours. It also includes 50% reimbursement of medication expenses up to a limit of €200 per insured person.Home analysis
We come to your home to carry out the analysis.Digital coaching programs: Available on the Sanitas App, which will allow you to track your activity and your progress to help you achieve your goals.
Digital nutrition programme
Helping you to maintain a healthy lifestyle.Digital personal trainer programme
To improve your physical condition.Digital Pregnancy Programme
For a healthy pregnancy and postpartum.Digital child health programme
For everything you need to know about your child’s development up to the age of 14.Preventive digital programme
To help you prevent illnesses, working in areas such as nutrition, physical activity and the promotion of healthy habits.In addition to many more programmes available via video consultation:
Pelvic floor care, psychology programme, smoking cessation, etc.What is covered?
Primary healthcare & Emergencies
General medicine, ambulance service, Sanitas 24h, special care at home, paediatrics, nursing services and emergencies, etc. We also include a second Medical Opinion.
Hospitalisation with Private Room
Includes operating theatre and medication expenses in a conventional, individual room with a bed for your visitor. (except for Psychiatric hospitalisation).
Access to doctors and medical specialties
Dermatology, allergology, psychiatry, endocrinology, urology, cardiology, ophthalmology, gynaecology, traumatology, oncology, diet and nutrition, etc.
Surgery: Inpatient and outpatient
Preventive medicine and Psychology services
Prevention of breast and cervical cancer, prevention of coronary risk and prevention of colorectal cancer. Treatment for issues such as depression, anorexia, insomnia, marriage counselling and stress.
Therapeutic Methods and Diagnostic Tests
Endoscopies, ultrasound, x-rays, mammograms, smear tests, clinical analysis and tests (including antenatal care), MRI/CAT scans, etc. Also including cancer treatments, rehab, speech therapy, radiotherapy, respiratory, etc.
Technology MRI/CAT scans
We use the most advanced technology giving precise diagnosis for the detection of tumours and other internal conditions.
Reimbursements 150,000 Addon
You can choose the specialist of your choice, even if he/she is not on our medical list. You will be reimbursed 80% of the medical expenses, up to a total of 150,000 € per person per year. More information
Pharmacy Addon
Reimbursement of 50% of the cost of medicines prescribed by your doctor, with a limit of 200 € per client per year. More information
Travel Assistance Addon
Travel Assistance: We collaborate with Europ Assistance. Limit of 12.000 per person, per claim. More information
EE.UU. Assistance Addon
The guarantees covered will be provided in the United States through centers contracted by United Healthcare, provided that such services are previously authorized by Sanitas. More information.
Sanitas Dental 21 Addon
With Sanitas Dental 21 you can enjoy more than 30 free services and access to more than 170 services with discounts of up to 21%. More information.
What is NOT covered?
Assistance related to
- Traffic Accidents
- Accidents at Work
- Practising Risky Sports
Assistance provided outside Sanitas
Assistance provided in social security centres.
Preventive medical check-ups
Pre-contract illnesses
Any health condition of the insured known prior to enrollment in the contract and assessed as not covered according to Sanitas' technical criteria.
Voluntary termination of pregnancy
Health care derived from
Drug addiction, chronic alcoholism, intoxication due to the abuse of alcohol, psychotropic drugs, narcotics or hallucinogens, attempted suicide and self-injury, illnesses or accidents caused by the insured's gross negligence or fault.
Any aesthetic or cosmetic treatment or intervention
Medicines not marketed in Spain
We will be with you at all times
Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.
Videoconsultation 24h
Urgent medical care by video consultation without an appointment 24 hours.
Online transactions
Request appointments, download analyses, reimbursement requests, medical authorisations, etc., through the My Sanitas customer area.
Sanitas Welcome
24-hour telephone service to speed up procedures.
We will be with you at all times
Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.
Videoconsultation 24h
Urgent medical care by video consultation without an appointment 24 hours.
Online transactions
Request appointments, download analyses, etc.
Sanitas Welcome
24-hour telephone service to speed up procedures.
You can customise your insurance policy by adding optional cover
Sanitas BluaU is insurance without co-payment
Waitings periods
| Treatments | Qualification Periods |
|---|---|
| Surgical interventions from Group 0 to II according to the classification of the Spanish Medical Association (Organización Médica Colegial). | 3 Months |
| Psychology | 6 Months |
| High-tech diagnostic tests | 6 Months |
| Childbirth or Caesarean | 8 Months |
| Dental coverage | 8 Months |
| Complex Therapeutic Methods: interventional cardiology / haemodynamics, interventional radiology, radiotherapy, chemotherapy, and lithotripsy. | 10 Months |
| Tubal ligation and vasectomy | 10 Months |
| Hospitalisation and surgical interventions from Group III to VIII according to the classification of the Spanish Medical Association (Organización Médica Colegial). | 10 Months |
| Bariatric surgery in morbid obesity | 60 Months |
| Treatments | Qualification Periods |
|---|---|
| Surgical interventions from Group 0 to II according to the classification of the Spanish Medical Association (Organización Médica Colegial). | 3 Months |
| Psychology | 6 Months |
| High-tech diagnostic tests | 6 Months |
| Childbirth or Caesarean | 8 Months |
| Dental coverage | 8 Months |
| Complex Therapeutic Methods: interventional cardiology / haemodynamics, interventional radiology, radiotherapy, chemotherapy, and lithotripsy. | 10 Months |
| Tubal ligation and vasectomy | 10 Months |
| Hospitalisation and surgical interventions from Group III to VIII according to the classification of the Spanish Medical Association (Organización Médica Colegial). | 10 Months |
| Bariatric surgery in morbid obesity | 60 Months |
Requirements
| Age of recruitment | Maximum age of stay | Discounts |
|---|---|---|
| From 0 to 64 years of age | No maximum age limit | 4% annual payment discount |
| Age of recruitment | Maximum age of stay | Discounts |
|---|---|---|
| From 0 to 64 years of age | No maximum age limit | 4% annual payment discount |
Where you can access Sanitas BluaU coverage
| Coverage nationwide in Spain. |
| Emergency assistance insurance for foreign travel up to 12,000 Euros. |
| Anywhere in the world: Medical reimbursement of expenses |
Coverage
EXTRA-HOSPITAL ASSISTANCE
| OTHER SERVICES AND GUARANTEES
| HOSPITAL ASSISTANCE:
|
DENTAL COVERAGE
| COVERAGE REIMBURSEMENT OF MEDICAL EXPENSES
| DIGITAL BENEFITS
|
While you are thinking about it, download the terms and conditions.
Do you have any questions? Find the answer you are looking for in our FAQ
Start enjoying it today by booking online:
Come to Sanitas and get bluaU + 10% discount on family packs
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