sanitas health insurances
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Sanitas Health Plan Basic

Bilingual primary healthcare in Spain

from €31.96 / Month

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Coverage & Services
Sanitas Health Plan Basic

Low Co-Payment This policy is NOT suitable for residency / N.I.E. / visa.

MEDICAL ASSISTANCE FOR EUROPEAN RESIDENTS IN SPAIN

The Sanitas Health Plan medical insurance is a range of health insurance specifically designed for foreigners residing in Spain, with which you can enjoy an exclusive medical chart and bilingual care. You will have the possibility of contracting one of the following three modalities, depending on your specific needs: Sanitas Health Plan Basic, Sanitas Health Plan Classic and Sanitas Health Plan Complete.

It is insurance aimed mainly at foreigners who reside in Spain. Spaniards can also hire it.

This plan is a perfect choice if you have Spanish Social Security coverage, you do not want full health care insurance, but you want to have the advantages of private insurance.

Sanitas Health Plan Basic is a limited health care insurance with access to all medical specialties, diagnostic tests and simple therapeutic methods. The services are carried out through the Sanitas medical directory (100% costs covered). Includes: visits to general practitioners, specialists, a full range of diagnostic tests (blood tests, MRIs, CT scans, etc.), out-of-hospital care, basic dental coverage, emergencies and 10,000 per person, per claim travel assistance if have a medical emergency when you are overseas.

It does NOT include hospitalization or surgery. (If you need a plan with hospital coverage, check out the Health Plan Classic or our range of Mas Salud plans).

Low Co-Payment

Sanitas Health Plan Basic is available in a low co-payment contract mode. The most suitable option to save.

Choose a Specialists

100% cover of medical fees. Choose from top professionals: 40,000 specialists and 700 private clinics throughout Spain. Covered: outpatient consultations, diagnostic tests and home emergency visits.

The largest network of professionals

Sanitas has the largest network in Spain, with the best professionals. This network covers all aspects of your health. We have the best medical treatments and services available.

Coronavirus COVID-19

Coronavirus COVID-19 is fully covered.

Online Platform:

You will have your own online account within the Sanitas platform. From where you can search for doctors and filter those who speak your language.

Multilingual Support Department

Sanitas support department is multilingual.

Policy Documents

Sanitas has the policy documents in English or Spanish.

Customise your insurance

We have different complements so that you can design the policy to your liking.

Travel Assistance Addon

Travel Assistance: We collaborate with Europ Assistance. Limit of 10,000 per person, per claim.

Sanitas Dental Addon

This is Sanitas Basic Dental Coverage. Includes checkups, X-rays, simple extractions and annual dental cleaning. If you wish, you can extend the coverage to a more complete one.

What is covered?

Access to doctors and specialists

Access to the entire network in Spain of doctors and specialists. Only on an outpatient basis.

Primary healthcare & Emergencies

Special care at home, ambulance service, Sanitas 24h, general medicine, paediatrics, nursing services and emergencies.

Access to medical specialties

Dermatology, allergology, psychiatry, endocrinology, urology, cardiology, ophthalmology, gynaecology, traumatology, oncology, diet and nutrition, etc.

Therapeutic Methods and Diagnostic Tests

Endoscopies, ultrasound, x-rays, mammograms, smear tests, clinical analysis and tests, etc.

Technology MRI/CAT scans

We have the most advanced technology to diagnose internal conditions (tumours, cancer, etc.)

Emergency care on your trips

Travel Assistance: We collaborate with Europ Assistance. Limit of 10,000 per person, per claim. More information

Dental Cover

This is Sanitas Basic Dental Coverage. Includes checkups, X-rays, simple extractions and annual dental cleaning. If you wish, you can extend the coverage to a more complete one. More information.

What is NOT covered?

Assistance related to

  • Traffic Accidents
  • Accidents at Work
  • Practising Risky Sports

Assistance provided outside Sanitas

Assistance provided in social security centres.

Preventive medical check-ups

Pre-contract illnesses

Any health condition of the insured person known prior to registration in the contract and assessed as not covered in accordance with the technical criteria of Sanitas.

Voluntary termination of pregnancy

Health care arising from

Chronic alcoholism, drug addiction, intoxication due to the abuse of alcohol, psychotropic drugs, narcotics or hallucinogens, attempted suicide and self-harm, illnesses or accidents caused by the insured person's gross negligence or fault.

Any aesthetic or cosmetic treatment or intervention

Medicines not marketed in Spain

We will be with you at all times

Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.

Videoconsultation 24h

Urgent medical care by video consultation without an appointment 24 hours.

Online transactions

Request appointments, download analyses, reimbursement requests, medical authorisations, etc., through the My Sanitas customer area.

Sanitas Welcome

24-hour telephone service to speed up procedures.

We will be with you at all times

Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.

Videoconsultation 24h

Urgent medical care by video consultation without an appointment 24 hours.

Online transactions

Request appointments, download analyses, etc.

Sanitas Welcome

24-hour telephone service to speed up procedures.

You can customise your insurance policy by adding optional cover

Pharmacy Addon
Get 50% off your pharmacy costs.
More info ->
Optical Addon
Cut your optics expenses in half.
More info ->
Accidents Addon
Feel protected when you need it most.
More info ->
View all optional health coverages

Sanitas Health Plan Basic is an insurance with low CO-PAYMENT

Co-payments are like excesses and they are charged for each service you use. Sanitas Health Plan Basic co-payments are listed below. Co-payments are collected every month from your account on file.
TreatmentsCo-payment
Emergency home visits Hospital emergency24 €
Sanitas 24 Hours1 €
All other services12 €
TreatmentsCo-payment
Emergency home visits
Hospital emergency		24 €
Sanitas 24 Hours1 €
All other services12 €

Waiting Periods

The waiting periods indicate the time that must elapse between the enrollment in health insurance and the possibility of using certain services. Only the following services have grace periods:

CoverageGrace periods
Psychology6 Months
If at the time of coming to Sanitas you had at least 1 year in a health policy from another company in Spain, you can reduce and even eliminate the grace periods of your new policy, except childbirth.
CoverageGrace periods
Psychology6 Months

If at the time of coming to Sanitas you had at least 1 year in a health policy from another company in Spain, you can reduce and even eliminate the grace periods of your new policy, except childbirth.

Requirements

Age of recruitmentMaximum age of stayDiscounts
From 0 to 75 years of ageNo maximum age limit4% annual payment discount
Age of recruitmentMaximum age of stayDiscounts
From 0 to 75 years of ageNo maximum age limit4% annual payment discount

Where to access Sanitas Health Plan Basic coverage

Nationwide coverage in Spain.
Emergency assistance insurance for trips abroad up to 10,000 Euros.

Coverage

Primary medicine: General medicine, paediatrics, ATS, emergency services.Specialists: All medical specialities.
Diagnostic tests and therapeutic methods: As a general rule, all those that do not involve hospitalisation or surgical interventions of any kind are covered, and prostheses of any kind are also excluded.Non-invasive CT coronary angiography: The latest technology to assess the state of the coronary arteries, avoiding the use of more invasive techniques.
Nuclear Medicine: The new PET-CT nuclear medicine device provides higher resolution and diagnostic accuracy.Otoemissions: Early diagnosis of deafness in newborns, including during their stay in hospital.
Dental supplement: This service is optional.

While you are thinking about it, download the terms and conditions.

Sanitas Health Plan Basic Info
Terms & Conditions

Do you have any questions? Find the answer you are looking for in our FAQ

Check FAQ

Start enjoying it today by booking online:

The Premiums are valid during the first contractual annuity for new registrations of new policies with an effective date between 04/01/2020 and 12/31/2021. All premiums are subject to 0.015% Insurance Compensation Consortium tax. The insurance contract is annual and will be renewed by successive annuities unless one of the parties indicates otherwise in the terms established in the policy. Real time quotes will vary depending on age and the place of residence of the insured.

Come to Sanitas now and get bluaU + 10% discount on family packs.

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Choose the cover that suits you best

SANITAS HEALTH PLAN BASIC

Access to healthcare in Spain with the Sanitas network

CONTRACT PLAN

SANITAS HEALTH PLAN CLASSIC

Access to healthcare in Spain with the Sanitas network

Coverage in the USA: Access to prestigious hospitals in the USA

CONTRACT PLAN

SANITAS HEALTH PLAN COMPLETE

Access to healthcare in Spain with the Sanitas network

Coverage in the USA: Access to prestigious hospitals in the USA

Second European country: 100% reimbursement

Outside the Sanitas Network in Spain: 90% reimbursement

CONTRACT PLAN

Choose the cover that suits you best

SANITAS HEALTH PLAN BASIC

Access to healthcare in Spain with the Sanitas network

CONTRACT PLAN

SANITAS HEALTH PLAN CLASSIC

Access to healthcare in Spain with the Sanitas network

Coverage in the USA: Access to prestigious hospitals in the USA

CONTRACT PLAN

SANITAS HEALTH PLAN COMPLETE

Access to healthcare in Spain with the Sanitas network

Coverage in the USA: Access to prestigious hospitals in the USA

Second European country: 100% reimbursement

Outside the Sanitas Network in Spain: 90% reimbursement

CONTRACT PLAN

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FAQ

Where can i use the Sanitas Health Plan Basic other than Spain?

You can only use it outside of Spain in an emergency up to a maximum of 10.000 euros. For example during a vacation trip.

Does Sanitas Health Plan Basic have a copay? What are copayments?

Co-payments are like excesses and they are charged for each service you use. Sanitas Health Plan Basic co-payments are listed below. Co-payments are collected every month from your account on file.

TreatmentsCo-payment
Emergency home visits24€
Sanitas 24 Hours1€
All other services12€
Should I notify about previous pathologies before contracting the Sanitas Health Plan Basic insurance?

Yes, you must fill out the form with all your previous and current pathologies. On the form it is referred to as “your pre-existing conditions.” If you have declared any previous or current pathology, one of our doctors will call you confidentially. The doctor will make a fair and complete assessment.

Will I have the flexibility to choose my own appointments? when and where I want?

Yes. Although the Sanitas Health Plan Basic policy is the cheapest we have, it has much better coverage than Spanish social security and without waiting. You’ll be able to see a doctor or go to a consultation, get tested quickly, all using the best hospitals, clinics, and high-tech equipment available.

I am pregnant or want to be. Does Sanitas Health Plan Basic cover it?

Unfortunately. Sanitas Health Plan Basic does not cover antenatal care or childbirth.

Is COVID-19 covered on this policy?

Coronavirus COVID-19 is fully covered.

I am interested in knowing more about dental coverage, what dental coverage is included with this plan?

The dental insurance that is included in the Sanitas Health Plan Basic insurance includes some services, but it is the basic option. If you want to include more services, you should expand the coverage with Sanitas Dental, Sanitas Dental 21, Sanitas Dental Milenium or Sanitas Dental Premium. Basic services included: cleaning once a year, consultations, X-rays and extractions.

Is my age important? Is there an age limit?

Contract age from 0 to 75 years. There is a higher premium after age 65. There is no upper age limit for coverage once contracted.

What are the qualification periods?

Sanitas Health Plan Basic only has two qualifying periods. High-tech diagnostic tests have a six-month qualification period and the psychology service has a six-month qualification period as well. Please note that the basic health plan does NOT cover hospitalization.

Is there a discount for prepayment?
Payment FrequencyDiscount
Annual payment
4%
Do I have to pay anything in my visits to the doctor or specialist?

No. You will receive a card from Sanitas. This card will have to always carry it with you and hand it over to reception so that they can register the visit. If there is any applicable copayment, it will be recorded on the card. This card is only valid for Sanitas providers. You can see Sanitas providers in your MiSanitas account.

Are there any restrictions on coverage?
  • emergency assistance abroad: 10,000 euros. Insured/Injury Maximum 90 consecutive days of travel.
  • Psychology: Maximum 4 consultations/Month and limit of 15 sessions/Insured/Year.
  • Podiatry: Maximum 12 sessions/Insured/Year.
  • Ambulance: Does not include transfers for physiotherapy treatments, diagnostic tests or attendance at consultations.
  • This product has waiting periods: Time that has to elapse between the time of discharge from the medical insurance and the possibility of requesting the use of certain services.
  • 6 months: Psychology
Where am I covered?
  • Services are provided throughout Spain.
  • For emergency assistance abroad, services are provided all over the world.
What are my obligations?
  • The Policyholder is obliged to answer the health questionnaire truthfully so that SANITAS can make a correct assessment of the risk. In the event of falsehood or omission in this declaration, SANITAS may terminate the insurance contract.
  • The Policyholder is obliged to pay the price in the manner and within the terms agreed with SANITAS.
  • The Insured must present their SANITAS card, as well as their identity document if required when receiving the services.
When and how do I have to make payments?

The price of the insurance is annual and can be divided as agreed.
This product has co-payments.
Payment will be made by direct debit on the contracting party’s bank account or other forms of payment provided that they are expressly agreed in the insurance application.

When does coverage begin and end?

The insurance contract is annual and comes into effect at 00:00 on the contracted start date. It will be automatically renewed annually, unless the policyholder or SANITAS indicates otherwise.

How can I terminate the contract?

On the date of termination of the insurance contract, it shall be tacitly extended for successive periods of one year unless one of the parties (Sanitas or the contracting party) opposes one of these extensions by giving two months’ notice to the other party if it is Sanitas who gives the notice and one month if it is the contracting party.

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