Menu
Sanitas Health Plan Classic
Cover in Spain – Access hospitals in the USA
from €68.75 / Month
Cover & Services
Sanitas Health Plan Classic
Co-Payment
This policy is NOT suitable for residency / N.I.E. / visa.
COMPLETE MEDICAL ASSISTANCE FOR EUROPEAN RESIDENTS IN SPAIN
The Sanitas Health Plan medical insurance is a range of health insurance specifically designed for foreigners residing in Spain, with which you can enjoy an exclusive medical chart and bilingual care. You will have the possibility of contracting one of the following three modalities, depending on your specific needs: Sanitas Health Plan Basic, Sanitas Health Plan Classic and Sanitas Health Plan Complete.
It is insurance aimed mainly at foreigners who reside in Spain. Spaniards can also hire it.
Sanitas Health Plan Classic is a complete health care insurance with access to all medical specialties, diagnostic tests, therapeutic methods, inpatient care, outpatient care and emergency care. This plan includes co-payments (small excesses) and it’s also suitable to transferring your cover from BUPA U.K. or BUPA Global. The services are carried out through the Sanitas medical directory (100% costs covered). Including preventive medicine (such as breast and cervical cancer prevention, coronary risk prevention and colorectal cancer prevention), childbirth preparation program and child health program.
Hospitalization
Includes operating theatre and medication expenses in a conventional, individual room with a bed for relatives.
Choose Specialist
100% cover of medical fees. Choose from top professionals: 40,000 specialists and 700 private clinics throughout Spain. Covered: outpatient consultations, diagnostic tests and home emergency visits.
The largest network of professionals
Sanitas has the largest network in Spain, with the best professionals. This network covers all aspects of your health. We have the best medical treatments and services available.
Coronavirus COVID-19
Coronavirus COVID-19 is fully covered.
Online Platform
You will have your own online account within the Sanitas platform. From where you can search for doctors and filter those who speak your language.
Multilingual Support Department
Sanitas support department is multilingual.
Policy Documents
Sanitas has the policy documents in English or Spanish.
Customise your insurance
We have different complements so that you can design the policy to your liking.
Travel Assistance Addon
Travel Assistance: We collaborate with Europ Assistance. Limit of 10,000 per person, per claim.
Sanitas Dental Addon
This is Sanitas Basic Dental Coverage. Includes checkups, X-rays, simple extractions and annual dental cleaning. If you wish, you can extend the coverage to a more complete one.
What is covered?
Primary healthcare & Emergencies
General medicine, ambulance service, Sanitas 24h, special care at home, paediatrics, nursing services and emergencies, etc. We also include a second Medical Opinion.
Hospitalisation with Private Room
Includes operating theatre and medication expenses in a conventional, individual room with a bed for your visitor. (except for Psychiatric hospitalisation).
Access to doctors and medical specialties
Dermatology, allergology, psychiatry, endocrinology, urology, cardiology, ophthalmology, gynaecology, traumatology, oncology, diet and nutrition, etc.
Surgery: inpatient and outpatient
Childbirth preparation program and infant health program.
Preventive medicine and Psychology services
Prevention of breast and cervical cancer, prevention of coronary risk and prevention of colorectal cancer.
Therapeutic Methods and Diagnostic Tests
Endoscopies, ultrasound, x-rays, mammograms, smear tests, clinical analysis and tests (including antenatal care), MRI/CAT scans, etc. Also including cancer treatments, rehab, speech therapy, radiotherapy, respiratory, etc.
Technology MRI/CAT scans
We use the most advanced technology giving precise diagnosis for the detection of tumours and other internal conditions.
Emergency care on your trips
Travel Assistance: We collaborate with Europ Assistance. Limit of 10,000 per person, per claim. More information
Coverage in the United States
The guarantees covered will be provided in the United States through centers contracted by United Healthcare, provided that such services are previously authorized by Sanitas. Coverage in the USA covers 100% of medical expenses up to the limits of the insured capital, per insured and per annuity. More information.
Dental Cover
This is Sanitas Basic Dental Coverage. Includes checkups, X-rays, simple extractions and annual dental cleaning. If you wish, you can extend the coverage to a more complete one. More information.
What is NOT covered?
Assistance related to
- Traffic Accidents
- Accidents at Work
- Practising Risky Sports
Assistance provided outside Sanitas
Assistance provided in social security centres.
Preventive medical check-ups
Pre-contract illnesses
Any health condition of the insured person known prior to registration in the contract and assessed as not covered in accordance with the technical criteria of Sanitas.
Voluntary termination of pregnancy
Health care arising from
Chronic alcoholism, drug addiction, intoxication due to the abuse of alcohol, psychotropic drugs, narcotics or hallucinogens, attempted suicide and self-harm, illnesses or accidents caused by the insured person's gross negligence or fault.
Any aesthetic or cosmetic treatment or intervention
Medicines not marketed in Spain
We will be with you at all times
Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.
Videoconsultation 24h
Urgent medical care by video consultation without an appointment 24 hours.
Online transactions
Request appointments, download analyses, reimbursement requests, medical authorisations, etc., through the My Sanitas customer area.
Sanitas Welcome
24-hour telephone service to speed up procedures.
We will be with you at all times
Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.
Videoconsultation 24h
Urgent medical care by video consultation without an appointment 24 hours.
Online transactions
Request appointments, download analyses, etc.
Sanitas Welcome
24-hour telephone service to speed up procedures.
You can customise your insurance policy by adding optional cover
Sanitas Health Plan Classic is insurance with co-payment
Co-payments are like excesses and they are charged for each service you use. Sanitas Health Plan Basic co-payments are listed below. Co-payments are collected every month from your account on file.
| Treatments | Co-payment |
|---|---|
Hospital admissions
Hospital emergencies
Emergency home visits | 24 € |
| Sanitas 24 Hours | 1 € |
Physiotherapy
Rehabilitation
ATS | 7,80 € |
| All other services | 12 € |
| Treatments | Co-payment |
|---|---|
Hospital admissions Hospital emergencies Emergency home visits | 24 € |
| Sanitas 24 Hours | 1 € |
Physiotherapy Rehabilitation ATS | 7,80 € |
| All other services | 12 € |
Waiting periods
The waiting periods indicate the time that must elapse between the enrollment in health insurance and the possibility of using certain services. Only the following services have grace periods:
| Coverage | Grace periods |
|---|---|
| Hospitalisation and surgical interventions in-patient or day-care in-patient care, including childbirth assistance | 8 Months |
| Surgical interventions on an outpatient basis | 3 Months |
| Psychology | 6 Months |
| High-tech diagnostic tests | 6 Months |
| The following Complex Therapeutic Methods: interventional cardiology / haemodynamics, interventional radiology, radiotherapy, chemotherapy and lithotripsy | 6 Months |
| Vasectomy and tubal ligation | 8 Months |
| Bariatric surgery in morbid obesity | 60 Months |
| Coverage | Grace periods |
|---|---|
| Childbirth assistance | 8 Months |
| Bariatric surgery in morbid obesity | 60 Months |
| Coverage | Grace periods |
|---|---|
| Hospitalisation and surgical interventions in-patient or day-care in-patient care, including childbirth assistance | 8 Months |
| Surgical interventions on an outpatient basis | 3 Months |
| Psychology | 6 Months |
| High-tech diagnostic tests | 6 Months |
| The following Complex Therapeutic Methods: interventional cardiology / haemodynamics, interventional radiology, radiotherapy, chemotherapy and lithotripsy | 6 Months |
| Vasectomy and tubal ligation | 8 Months |
| Bariatric surgery in morbid obesity | 60 Months |
If at the time of coming to Sanitas you had at least 1 year in a health policy from another company in Spain, you can reduce and even eliminate the grace periods of your new policy. The grace periods will be reduced to:
| Coverage | Grace periods |
|---|---|
| Childbirth assistance | 8 Months |
| Bariatric surgery in morbid obesity | 60 Months |
Requirements
| Age of recruitment | Maximum age of stay | Discounts |
|---|---|---|
| From 0 to 75 years of age | No maximum age limit | 4% annual payment discount |
| Age of recruitment | Maximum age of stay | Discounts |
|---|---|---|
| From 0 to 75 years of age | No maximum age limit | 4% annual payment discount |
Where you can access the Sanitas Health Plan Classic coverages
| Nationwide coverage in Spain. |
| Emergency assistance insurance for foreign travel up to 10,000 Euros. |
Coverage in the USA: – Hospital assistance up to €24,000, with the sub-limit childbirth up to €1,500. – Outpatient assistance, up to 6,000 €. – Total limit for assistance in the USA: 30.000 €. This cover is provided under the collaboration agreement with United Healthcare and shall be void in the event of termination of this agreement. |
Coverages
| Primary medicine (General medicine, paediatrics, ATS, emergency services). | Specialists: All medical specialities. |
| Diagnostic tests and therapeutic methods: as a general rule, all those that do not involve hospitalization or surgical interventions of any kind are covered, and prostheses of any nature are also excluded. | Hospitalisation |
| Second medical opinion: We process with reference specialists worldwide. | Nuclear Medicine: The new PET-CT nuclear medicine device provides higher resolution and diagnostic accuracy. |
| Noninvasive CT coronary angiography: Latest technology that allows to assess the state of the coronary arteries avoiding the use of more invasive techniques. | Laser/radiofrequency ENT: High precision surgical techniques that allow a faster recovery in otorhinolaryngology procedures. |
| Otoemissions: Early diagnosis of deafness in newborns, including during hospital stay. | Monofocal intraocular lens for cataract surgery: Provided that the service is prescribed and performed by a Sanitas physician. |
| Dental Supplement: Possibility of hiring an optional dental supplement. |
While you are thinking about it, download the terms and conditions.
Do you have any questions? Find the answer you are looking for in our FAQ.
Start enjoying it today by booking online:
Come to Sanitas now and get bluaU + 10% discount on family packs
Choose the cover that suits you best
SANITAS HEALTH PLAN BASIC
Access to healthcare in Spain with the Sanitas network
SANITAS HEALTH PLAN CLASSIC
Access to healthcare in Spain with the Sanitas network
Coverage in the USA: Access to prestigious hospitals in the USA
SANITAS HEALTH PLAN COMPLETE
Access to healthcare in Spain with the Sanitas network
Coverage in the USA: Access to prestigious hospitals in the USA
Second European country: 100% reimbursement
Outside the Sanitas Network in Spain: 90% reimbursement
Choose the cover that suits you best
SANITAS HEALTH PLAN BASIC
Access to healthcare in Spain with the Sanitas network
SANITAS HEALTH PLAN CLASSIC
Access to healthcare in Spain with the Sanitas network
Coverage in the USA: Access to prestigious hospitals in the USA
SANITAS HEALTH PLAN COMPLETE
Access to healthcare in Spain with the Sanitas network
Coverage in the USA: Access to prestigious hospitals in the USA
Second European country: 100% reimbursement
Outside the Sanitas Network in Spain: 90% reimbursement
Do you want to talk?
Please contact us if there's any questions:
