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Sanitas Health Plan Complete
Cover in Spain + EE.UU + 1 European country
From €122.81 / Month
Cover & Services
Sanitas Health Plan Complete
NO Co-Payment
This policy is suitable for residency / N.I.E. / visa.
THE MOST COMPLETE MEDICAL COVERAGE FOR EUROPEAN RESIDENTS IN SPAIN
The Sanitas Health Plan medical insurance is a range of medical insurance specifically designed for foreigners residing in Spain, with which you can enjoy an exclusive medical record and bilingual care. You will have the possibility of contracting one of the following three modalities, depending on your specific needs: Sanitas Health Plan Basic, Sanitas Health Plan Classic and Sanitas Health Plan Complete.
Sanitas Health Plan Complete has been designed for expatriates living between Spain and another European country. The limit to stay outside of Spain is 6 months a year. People who divide their time 50/50 between their country of origin and Spain. Spaniards can also hire it.
Sanitas Health Plan Complete is the most complete policy of the three (Sanitas health plan basic, Classic and complete). Includes 100% complete coverage (all medical specialties, diagnostic tests, therapeutic methods, hospital care, outpatient care and emergency care) Within the Sanitas network of doctors and hospitals in Spain, 90% outside the network of Sanitas doctors and hospitals in Spain and 100% Hospital and outpatient care in another European country, in any medical center. The last two cases up to the insured capital limit indicated in the policy. This policy has no copays and is suitable for transferring your coverage from BUPA U.K. o BUPA Global. Including preventive medicine (such as breast and cervical cancer prevention, coronary risk prevention, and colorectal cancer prevention), childbirth preparation program, and infant health program.
Second European Country Cover
Coverage in Spain and a second European country. Maybe your country of origin.
Hospitalization
Includes operating theatre and medication expenses in a conventional, individual room with a bed for relatives.
Choose Specialist
100% cover of medical fees. Choose from top professionals: 40,000 specialists and 700 private clinics throughout Spain. Covered: outpatient consultations, diagnostic tests and home emergency visits.
The largest network of professionals
Sanitas has the largest network in Spain, with the best professionals. This network covers all aspects of your health. We have the best medical treatments and services available.
Coronavirus COVID-19
Coronavirus COVID-19 is fully covered.
Online Platform
You will have your own online account within the Sanitas platform. From where you can search for doctors and filter those who speak your language.
Multilingual Support Department
Sanitas support department is multilingual.
Policy Documents
Sanitas has policy documents available in English or Spanish.
We have different complements so that you can design the policy to your liking.
Travel Assistance: We collaborate with Europ Assistance. Limit of 10,000 per person, per claim.
This is Sanitas Basic Dental Coverage. Includes checkups, X-rays, simple extractions and annual dental cleaning. If you wish, you can extend the coverage to a more complete one.
What is covered?
Primary healthcare & Emergencies
General medicine, ambulance service, Sanitas 24h, special care at home, paediatrics, nursing services and emergencies, etc. We also include a second Medical Opinion.
Medical Fees
It includes 100% complete coverage within the Sanitas network of doctors and hospitals in Spain, 90% outside the Sanitas network of doctors and hospitals in Spain.
Second European Country Cover
100% hospital and outpatient care in another European country, in any medical center. Up to the insured capital limit indicated in the policy.
Hospitalisation with Private Room
Includes operating theatre and medication expenses in a conventional, individual room with a bed for your visitor. (except for Psychiatric hospitalisation).
Access to doctors and medical specialties
Dermatology, allergology, psychiatry, endocrinology, urology, cardiology, ophthalmology, gynaecology, traumatology, oncology, diet and nutrition, etc.
Surgery: Inpatient and outpatient
Childbirth preparation program and infant health program.
Preventive medicine and Psychology services
Prevention of breast and cervical cancer, prevention of coronary risk and prevention of colorectal cancer. Treatment for issues such as depression, anorexia, insomnia, marriage counselling and stress.
Therapeutic Methods and Diagnostic Tests
Endoscopies, ultrasound, x-rays, mammograms, smear tests, clinical analysis and tests (including antenatal care), MRI/CAT scans, etc. Also including cancer treatments, rehab, speech therapy, radiotherapy, respiratory, etc.
Technology MRI/CAT scans
We use the most advanced technology giving precise diagnosis for the detection of tumours and other internal conditions.
Emergency care on your trips
Travel Assistance: We collaborate with Europ Assistance. Limit of 10,000 per person, per claim. More information
Coverage in the United States
The guarantees covered will be provided in the United States through centers contracted by United Healthcare, provided that such services are previously authorized by Sanitas. Coverage in the USA covers 100% of medical expenses up to the limits of the insured capital, per insured and per annuity. More information.
Dental Cover
This is Sanitas Basic Dental Coverage. Includes checkups, X-rays, simple extractions and annual dental cleaning. If you wish, you can extend the coverage to a more complete one. More information.
What is NOT covered?
Assistance related to
- Traffic Accidents
- Accidents at Work
- Practising Risky Sports
Assistance provided outside Sanitas
Assistance provided in social security centres.
Preventive medical check-ups
Pre-contract illnesses
Any health condition of the insured known prior to enrollment in the contract and assessed as not covered according to Sanitas' technical criteria.
Voluntary termination of pregnancy
Health care derived from
Drug addiction, chronic alcoholism, intoxication due to the abuse of alcohol, psychotropic drugs, narcotics or hallucinogens, attempted suicide and self-injury, illnesses or accidents caused by the insured's gross negligence or fault.
Any aesthetic or cosmetic treatment or intervention
Medicines not marketed in Spain
Bariatric surgery
We will be with you at all times
Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.
Videoconsultation 24h
Urgent medical care by video consultation without an appointment 24 hours.
Online transactions
Request appointments, download analyses, reimbursement requests, medical authorisations, etc., through the My Sanitas customer area.
Sanitas Welcome
24-hour telephone service to speed up procedures.
We will be with you at all times
Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.
Videoconsultation 24h
Urgent medical care by video consultation without an appointment 24 hours.
Online transactions
Request appointments, download analyses, etc.
Sanitas Welcome
24-hour telephone service to speed up procedures.
You can customise your insurance policy by adding optional cover
Sanitas Health Plan Complete is an insurance with no co-payment
Waiting Periods
The waiting periods indicate the time that must elapse between the enrollment in health insurance and the possibility of using certain services. Only the following services have grace periods:
| Treatments | Qualification Periods |
|---|---|
| Hospitalization and surgical interventions in a hospitalization or day hospitalization care regime | 3 Months |
| Surgical interventions in an outpatient care regime | 3 Months |
| Physiotherapy, rehabilitation, laser, anatomical pathology and special home care services | 3 Months |
| Radiotherapy, chemotherapy, cobalt therapy, radioactive isotopes, linear accelerator, scanner, magnetic resonance imaging, nuclear medicine, bone densitometry, lithotripsy, digital arteriography, radioneurology and prostatic hyperthermia services. | 5 Months |
| High-tech diagnostic tests | 6 Months |
| Complex Therapeutic Methods | 8 Months |
| Vasectomy and tubal ligation | 8 Months |
| Childbirth | 10 Months |
| Bariatric surgery in morbid obesity | 60 Months |
| Inpatient and outpatient psychiatric treatment | 2 Years |
| Treatments | Qualification Periods |
|---|---|
| Delivery assistance | 8 Months |
| Bariatric surgery in morbid obesity | 60 Months |
| Treatments | Qualification Periods |
|---|---|
| Hospitalization and surgical interventions in a hospitalization or day hospitalization care regime | 3 Months |
| Surgical interventions in an outpatient care regime | 3 Months |
| Physiotherapy, rehabilitation, laser, anatomical pathology and special home care services | 3 Months |
| Radiotherapy, chemotherapy, cobalt therapy, radioactive isotopes, linear accelerator, scanner, magnetic resonance imaging, nuclear medicine, bone densitometry, lithotripsy, digital arteriography, radioneurology and prostatic hyperthermia services. | 5 Months |
| High-tech diagnostic tests | 6 Months |
| Complex Therapeutic Methods | 8 Months |
| Vasectomy and tubal ligation | 8 Months |
| Childbirth | 10 Months |
| Bariatric surgery in morbid obesity | 60 Months |
| Inpatient and outpatient psychiatric treatment | 2 Years |
If at the time of coming to Sanitas you had at least 1 year in a health policy from another company in Spain, you can reduce and even eliminate the grace periods of your new policy. The grace periods will be reduced to:
| Treatments | Qualification Periods |
|---|---|
| Delivery assistance | 8 Months |
| Bariatric surgery in morbid obesity | 60 Months |
Requirements
| Age of recruitment | Maximum age of stay | Discounts |
|---|---|---|
| From 0 to 75 years of age | No maximum age limit | 4% annual payment discount |
| Age of recruitment | Maximum age of stay | Discounts |
|---|---|---|
| From 0 to 75 years of age | No maximum age limit | 4% annual payment discount |
Sanitas Health Plan Complete: where does it apply?
| Coverage at national level in Spain and in a second European country at the insured’s choice. |
| Emergency assistance insurance for foreign travel up to 10,000 Euros. |
| Coverage in the USA: The guarantees covered by this policy may be provided to the insured in the United States through the centers arranged by United Healthcare, provided that such services are previously authorized by Sanitas, which will manage and process the services covered by this policy. Coverage in the U.S.A. covers 100% of medical expenses up to the limits of insured capital, per insured and per annuity indicated below: – Hospital assistance up to €24,000, with the sub-limit childbirth up to €1,500. – Outpatient assistance, up to 6,000 €. – Total limit for assistance in the USA: 30.000 €. This cover is provided under the collaboration agreement with United Healthcare and shall be void in the event of termination of this agreement. |
Coverage
| Primary medicine (General medicine, paediatrics, ATS, emergency services). | Specialists: All medical specialities. |
| Diagnostic tests and therapeutic methods | Hospitalisation |
| Second medical opinion: We process with reference specialists worldwide. | Nuclear Medicine: The new PET-CT nuclear medicine device provides higher resolution and diagnostic accuracy. |
| Noninvasive CT coronary angiography: Latest technology that allows to assess the state of the coronary arteries avoiding the use of more invasive techniques. | Laser/radiofrequency ENT: High precision surgical techniques that allow a faster recovery in otorhinolaryngology procedures. |
| Otoemissions: Early diagnosis of deafness in newborns, including during hospital stay. | Monofocal intraocular lens for cataract surgery: Provided that the service is prescribed and performed by a Sanitas physician. |
| Dental Supplement: Possibility of hiring an optional dental supplement. |
While you think about it, download the terms and conditions.
Do you have any questions? Find the answer you are looking for in our FAQ
Start enjoying it today by contracting online:
Come to Sanitas now and get bluaU + 10% discount in family packs
Choose the cover that suits you best
SANITAS HEALTH PLAN BASIC
Access to healthcare in Spain with the Sanitas network
SANITAS HEALTH PLAN CLASSIC
Access to healthcare in Spain with the Sanitas network
Coverage in the USA: Access to prestigious hospitals in the USA
SANITAS HEALTH PLAN COMPLETE
Access to healthcare in Spain with the Sanitas network
Coverage in the USA: Access to prestigious hospitals in the USA
Second European country: 100% reimbursement
Outside the Sanitas Network in Spain: 90% reimbursement
Choose the cover that suits you best
SANITAS HEALTH PLAN BASIC
Access to healthcare in Spain with the Sanitas network
SANITAS HEALTH PLAN CLASSIC
Access to healthcare in Spain with the Sanitas network
Coverage in the USA: Access to prestigious hospitals in the USA
SANITAS HEALTH PLAN COMPLETE
Access to healthcare in Spain with the Sanitas network
Coverage in the USA: Access to prestigious hospitals in the USA
Second European country: 100% reimbursement
Outside the Sanitas Network in Spain: 90% reimbursement
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