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Coverage & Services
Sanitas Más Salud Plus
With low copayment
This policy is NOT suitable for residency / N.I.E. / visa.
The Sanitas Mas Salud Plus plan is our top plan, the most requested and with co-payments.
- 100% coverage in Spain.
- It’s a co-pay insurance, in which the first 6 services are free of charge. Annual co-payment limit of €360 per insured per year.
- Access to all the facilities and specialists in the Sanitas network.
- Dental cover with access to all our Millenium dental centres.
- For families of 3 or more, please see our Sanitas Mas Salud Familiar plan.
Personalised video-consultation plans
Exclusive video consultation service where our experts will help you design and implement fully digital and personalised health plans for the whole family. Digital programmes on: Nutrition, Personal Trainer, Pregnancy, Child Health, Psychology, Pelvic Floor Care, Smoking Cessation, Physiotherapy, etc.
24-hour emergencies by videoconference
If you have any medical emergency you can connect, wherever you are, with a doctor from the 24-hour emergency service via video consultation, in just a few minutes and without the need for an appointment, both for general emergencies and paediatric care.
Hospitalization
Includes operating theatre and medication expenses in a conventional, individual room with a bed for relatives.
Choose Specialist
Choose from Sanitas top professionals: 50,000 specialists and 700 private clinics throughout Spain. You can also visit any other healthcare centre or doctor of your choice, whether in Spain or anywhere else in the world.
The largest network of professionals
Sanitas has the largest network in Spain, with the best professionals. This network covers all aspects of your health. We have the best medical treatments and services available.
Coronavirus COVID-19
Coronavirus COVID-19 is fully covered.
Online Platform
You will have your own online account within the Sanitas platform. From where you can search for doctors and filter those who speak your language.
Multilingual Support Department
Sanitas support department is multilingual.
Policy Documents
Sanitas has policy documents available in English or Spanish.
Customise your insurance
We have different complements so that you can design the policy to your liking.
Travel Assistance Addon
Travel Assistance: We collaborate with Europ Assistance. Limit of 12.000 per person, per claim.
Dental 21 Addon
Includes more than 30 services and up to 21% discount on other treatments.
Videoconsultation with specialists: Available in all medical specialties, such as General Medicine, Gynaecology, Paediatrics, Cardiology and Dermatology, etc. (Includes specialties that can be attended in a digital consultation).
24-hour emergencies
General and paediatric care. No appointment necessary.Digital consultation today
To connect with doctors in 10 specialties on the same day.Monitor your health
You will be able to digitally follow up with a medical team on certain health profiles such as weight control, asthma, arrhythmias, blood pressure, pregnancy or Covid 19.Vital signs measurement by facial image
So you can measure your vital signs yourself in just a few minutes.- Heart rate
- Breathing rate
- Blood pressure
- Stress level
- Risk of cardiovascular disease and heart attack
- Risk of brain disease
Digital coaching programs: Available on the Sanitas App, which will allow you to track your activity and your progress to help you achieve your goals.
Digital nutrition programme
Helping you to maintain a healthy lifestyle.Digital personal trainer programme
To improve your physical condition.Digital Pregnancy Programme
For a healthy pregnancy and postpartum.Digital child health programme
For everything you need to know about your child’s development up to the age of 14.Preventive digital programme
To help you prevent illnesses, working in areas such as nutrition, physical activity and the promotion of healthy habits.In addition to many more programmes available via video consultation:
Pelvic floor care, psychology programme, smoking cessation, etc.What is covered?
Primary healthcare & Emergencies
General medicine, ambulance service, Sanitas 24h, special care at home, paediatrics, nursing services and emergencies, etc. We also include a second Medical Opinion.
Hospitalisation with Private Room
Includes operating theatre and medication expenses in a conventional, individual room with a bed for your visitor. (except for Psychiatric hospitalisation).
Access to doctors and medical specialties
Dermatology, allergology, psychiatry, endocrinology, urology, cardiology, ophthalmology, gynaecology, traumatology, oncology, diet and nutrition, etc.
Surgery: Inpatient and outpatient
Childbirth preparation program and infant health program.
Preventive medicine and Psychology services
Prevention of breast and cervical cancer, prevention of coronary risk and prevention of colorectal cancer. Treatment for issues such as depression, anorexia, insomnia, marriage counselling and stress.
Therapeutic Methods and Diagnostic Tests
Endoscopies, ultrasound, x-rays, mammograms, smear tests, clinical analysis and tests (including antenatal care), MRI/CAT scans, etc. Also including cancer treatments, rehab, speech therapy, radiotherapy, respiratory, etc.
Technology MRI/CAT scans
We use the most advanced technology giving precise diagnosis for the detection of tumours and other internal conditions.
Emergency care on your trips
Travel Assistance: We collaborate with Europ Assistance. Limit of 12.000 per person, per claim. More information
Dental 21 Addon
With Sanitas Dental 21 you can enjoy more than 30 free services and access to more than 170 services with discounts of up to 21%. More information
What is NOT covered?
Assistance related to
- Traffic Accidents
- Accidents at Work
- Practising Risky Sports
Assistance provided outside Sanitas
Assistance provided in social security centres.
Preventive medical check-ups
Pre-contract illnesses
Any health condition of the insured person known prior to registration in the contract and assessed as not covered in accordance with the technical criteria of Sanitas.
Voluntary termination of pregnancy
Health care arising from
Chronic alcoholism, drug addiction, intoxication due to the abuse of alcohol, psychotropic drugs, narcotics or hallucinogens, attempted suicide and self-harm, illnesses or accidents caused by the insured person's gross negligence or fault.
Any aesthetic or cosmetic treatment or intervention
Medicines not marketed in Spain
The following surgeries
Bariatric surgery, radiosurgery, Parkinson's surgery and robotic surgery.
We will be with you at all times
Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.
Videoconsultation 24h
Urgent medical care by video consultation without an appointment 24 hours.
Online transactions
Request appointments, download analyses, reimbursement requests, medical authorisations, etc., through the My Sanitas customer area.
Sanitas Welcome
24-hour telephone service to speed up procedures.
We will be with you at all times
Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.
Videoconsultation 24h
Urgent medical care by video consultation without an appointment 24 hours.
Online transactions
Request appointments, download analyses, etc.
Sanitas Welcome
24-hour telephone service to speed up procedures.
You can customise your insurance policy by adding optional cover
Sanitas Más Salud Plus is insurance with co-payment
Co-payments are like excesses and they are charged for each service you use. Sanitas Primero co-payments are listed below. Co-payments are collected every month from your account on file.
| Number of Services | Co-payment Cost |
|---|---|
| From 0 to 6 services | €0 |
| From 7 to 10 services | €4 |
| From 11 to 15 services | €7 |
| More than 15 services | €10 |
High frequency services.
| €12 |
| Dental Copayment | €3 |
| Number of Services | Co-payment Cost |
|---|---|
| From 0 to 6 services | €0 |
| From 7 to 10 services | €4 |
| From 11 to 15 services | €7 |
| More than 15 services | €10 |
High frequency services.
| €12 |
| Dental Copayment | €3 |
Waitings periods
The waiting periods are the time that must pass from the time you take out the insurance until you make use of certain services. For medical visits and simple diagnostic tests, such as blood and urine tests, cytology, X-rays, etc., there are no waiting periods and you can use them from day one. Only the following diagnostic tests or complex treatments have these waiting periods:
| Treatments | Qualification Periods |
|---|---|
| Surgical interventions from Group 0 to II according to the classification of the Spanish Medical Association (Organización Médica Colegial). | 3 Months |
| Psychology | 6 Months |
| High-tech diagnostic tests | 6 Months |
| Childbirth or Caesarean | 8 Months |
| Complex Therapeutic Methods: interventional cardiology / haemodynamics, interventional radiology, radiotherapy, chemotherapy, and lithotripsy. | 10 Months |
| Tubal ligation and vasectomy | 10 Months |
| Hospitalisation and surgical interventions from Group III to VIII according to the classification of the Spanish Medical Association (Organización Médica Colegial). | 10 Months |
| Bariatric surgery in morbid obesity | 60 Months |
| Treatments | Qualification Periods |
|---|---|
| Surgical interventions from Group 0 to II according to the classification of the Spanish Medical Association (Organización Médica Colegial). | 3 Months |
| Psychology | 6 Months |
| High-tech diagnostic tests | 6 Months |
| Childbirth or Caesarean | 8 Months |
| Complex Therapeutic Methods: interventional cardiology / haemodynamics, interventional radiology, radiotherapy, chemotherapy, and lithotripsy. | 10 Months |
| Tubal ligation and vasectomy | 10 Months |
| Hospitalisation and surgical interventions from Group III to VIII according to the classification of the Spanish Medical Association (Organización Médica Colegial). | 10 Months |
| Bariatric surgery in morbid obesity | 60 Months |
Requirements
| Age of recruitment | Maximum age of stay | Discounts |
|---|---|---|
| No maximum age limit | 4% annual payment discount |
| Age of recruitment | Maximum age of stay | Discounts |
|---|---|---|
| No maximum age limit | 4% annual payment discount |
Where to access Sanitas Más Salud Plus coverage
| Coverage nationwide in Spain. |
| Emergency assistance insurance for foreign travel up to 12,000 Euros. |
Coverage
EXTRA-HOSPITAL ASSISTANCE
| OTHER SERVICES AND GUARANTEES
| HOSPITAL ASSISTANCE:
|
DENTAL COVERAGE
| OTHER ADVANTAGES
|
While you are thinking about it, download the terms and conditions.
Do you have any questions? Find the answer you are looking for in our FAQ
Start enjoying it today by booking online:
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