Sanitas Avanza
Your health insurance with the best cover without hospitalisation
From €29.90 / Month
Coverage & Services
Sanitas Avanza
Co-Payment
This policy is NOT suitable for residency / N.I.E. / visa.
Sanitas Avanza is a medical insurance without hospitalisation that offers you complete outpatient coverage, comprehensive medical care in consultation and digital with video consultation. It includes visits to general practitioners, specialists, simple therapeutic treatments (injections, podiatry, respiratory therapies, physiotherapy, etc.), simple diagnostic tests and complex diagnostic tests (CAT scans, magnetic resonance, etc.). The only insurance without hospitalisation that includes coverage for surgical interventions. You will be able to access more than 400 frequent interventions such as the removal of polyps, cysts, papillomas, skin lesions, extraction of teeth or phimosis, among many others.
Sanitas Avanza incorporates digital services: Online video consultation service that covers both 24-hour emergencies and routine consultations, as well as personalised health plans through video consultations.
Sanitas Avanza includes basic dental coverage: Consultations, cleanings, simple extractions, etc.
This policy is the best complement, if you have Spanish Social Security coverage, as it is an economical way to quickly access consultations and outpatient treatment without waiting months. But bear in mind that it will NOT cover hospitalisation or surgical admissions. If you need a health policy with hospital cover, see our range of Mas Salud plans.
Choose Specialist
100% coverage of medical expenses. Choose from the best professionals: 40,000 specialists, 700 private clinics throughout Spain, video consultations with more than 3,100 online doctors, many of whom speak English. Covers: outpatient consultations, diagnostic tests and emergency home visits.
The largest network of professionals
Sanitas has the largest network in Spain, with the best professionals. This network covers all aspects of your health. We have the best medical treatments and services available.
Online Platform
You will have your own online account within the Sanitas platform. From where you can search for doctors and filter those who speak your language.
Multilingual Support Department
Sanitas support department is multilingual.
Policy Documents
Sanitas has policy documents available in English or Spanish.
Customise your insurance
We have different addons so that you can design the policy to your liking.
BLUA
What does Blua include in your insurance?
- Videoconsultation in all specialities.
- Check your health: service aimed at preventive health care.
- Take care of your mind: digital psychology service to take care of your mental and emotional health.
- Physio Digital: online preventive, treatment and physical rehabilitation exercises that you can practice daily.
- Evaluate your symptoms: In a few seconds and by answering a few questions, we will offer you: A probable diagnosis, the appropriate medical speciality to treat you and the recommended actions.
- Digital health programmes: Pregnancy programme, Nutrition programme, Personal trainer programme, Children's health programme.
Basic dental coverage
Consultations, cures, cleanings and extractions.
What is covered?
Primary healthcare & Emergencies
General medicine, ambulance service, Sanitas 24h, special care at home, paediatrics, nursing services and emergencies, etc.
Access to doctors and medical specialties
Dermatology, allergology, psychiatry, endocrinology, urology, cardiology, ophthalmology, gynaecology, traumatology, oncology, diet and nutrition, etc.
Simple/complex diagnostic tests and simple therapeutic methods
Clinical analyses, X-rays, cytologies, mammograms, MRIs, CT scans, endoscopies, gastroscopies, rehabilitation sessions, ventilation therapy, etc.
Surgical interventions
In case you need surgery, Sanitas offers you the most frequent interventions that do not require hospitalisation. The more than 400 operations included correspond to degrees 0, 1 and 2 of difficulty defined by the WTO.
Videoconsultation
Videoconsultation with specialists: In all medical specialities. More than 3,100 doctors from the Sanitas list at your disposal on your mobile.
Videoconsultation emergencies: Access general medicine and paediatric care without an appointment 24 hours a day.
BLUA
Health programmes via videoconsultation: You will have access to the videoconsultation service in the following counselling programmes: Nutrition, Psychology, Personal trainer, Maternal and child health, Healthy child, Pelvic floor care and smoking cessation.
Digital plans
Digital Nutrition.
Personal Trainer Digital.
Pregnancy Digital.
Children's Health Digital.
Preventive Digital.
Dental Basic
This is Sanitas Basic Dental Coverage. Includes: Consultations, cures, cleanings and extractions. If you wish, you can extend the coverage to a more complete one. More information.
What is NOT covered?
Assistance related to
- Traffic Accidents
- Accidents at Work
- Practising Risky Sports
Assistance provided outside Sanitas
Assistance provided in social security centres.
Special medical exams (for driver's license, etc.)
Pre-contract illnesses
Any health condition of the insured person known prior to registration in the contract and assessed as not covered in accordance with the technical criteria of Sanitas. Any health condition of the insured person known prior to registration in the contract and assessed as not covered in accordance with the technical criteria of Sanitas.
Voluntary interruption of pregnancy
Health care arising from
Drug addiction, chronic alcoholism as well as intoxication due to the abuse of alcohol, psychotropic drugs, narcotics or hallucinogens, attempted suicide and self-harm, illnesses or accidents caused by the insured person's gross negligence or fault.
Any aesthetic or cosmetic treatment or intervention
Medicines not marketed in Spain
Hospitalisation
Any type of health care provided as in-patient care, as well as any surgical intervention that does not correspond to those included and detailed in the general conditions of the product.
We will be with you at all times
Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.
Videoconsultation 24h
Urgent medical care by video consultation without an appointment 24 hours.
Online transactions
Request appointments, download analyses, reimbursement requests, medical authorisations, etc., through the My Sanitas customer area.
Sanitas Welcome
24-hour telephone service to speed up procedures.
We will be with you at all times
Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.
Videoconsultation 24h
Urgent medical care by video consultation without an appointment 24 hours.
Online transactions
Request appointments, download analyses, etc.
Sanitas Welcome
24-hour telephone service to speed up procedures.
You can customise your insurance policy by adding optional coverage
Sanitas Avanza is insurance with co-payment
Co-payments are like excesses and they are charged for each service you use. Sanitas Primero co-payments are listed below. Co-payments are collected every month from your account on file.
| Number of Services | Co-payment Cost |
|---|---|
| From 0 to 6 services | €0 |
| From 7 to 15 services | €5 |
| More than 15 services | €10 |
| Emergencies | €8 |
| Diagnostic tests and therapeutic methods | €12 |
Single co-payment in high-frequency services
| €20 |
| Annual limit per policyholder: The services are calculated per insured person per year. If the insured person reaches the annual co-payment figure, Sanitas will pay the rest. No co-payment will be applied regardless of the required service included in the coverage. | €350 |
| Number of Services | Co-payment Cost |
|---|---|
| From 0 to 6 services | €0 |
| From 7 to 15 services | €5 |
| More than 15 services | €10 |
| Emergencies | €8 |
| Diagnostic tests and therapeutic methods | €12 |
Single co-payment in high-frequency services
| €20 |
| Annual limit per policyholder: The services are calculated per insured person per year. If the insured person reaches the annual co-payment figure, Sanitas will pay the rest. No co-payment will be applied regardless of the required service included in the coverage. | €350 |
Waitings Periods
| Treatments | Waitings Periods |
|---|---|
| Surgical interventions from Group 0 to II according to the classification of the Spanish Medical Association (Organización Médica Colegial). | 3 Months |
| Complex diagnostic tests | 6 Months |
| Treatments | Waitings Periods |
|---|---|
| Surgical interventions from Group 0 to II according to the classification of the Spanish Medical Association (Organización Médica Colegial). | 3 Months |
| Complex diagnostic tests | 6 Months |
Requirements
| Age of recruitment | Maximum age of stay |
|---|---|
| No maximum age limit |
| Age of recruitment | Maximum age of stay |
|---|---|
| No maximum age limit |
Where you can access Sanitas Básico coverage
| Coverage nationwide in Spain. |
While you are thinking about it, download the following documents.
Do you have any questions? Find the answer you are looking for in our FAQ
Start enjoying it today by booking online:
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