Sanitas Único
Health insurance for the over 60s, 75s and 80s
From €42.75 / Month
Coverage & Services
Sanitas Único
Co-Payment
This policy is NOT suitable for residency / N.I.E. / visa.
Sanitas Único is the Sanitas health insurance specially designed for the over 60s, 70s and 80s. With no age limit for taking out the policy, no gaps in almost all services and no health questionnaire.
Choose Specialist
100% coverage of medical expenses. Choose from the best professionals: 40,000 specialists, 700 private clinics throughout Spain, video consultations with more than 3,100 online doctors, many of whom speak English. Covers: outpatient consultations, diagnostic tests and emergency home visits.
The largest network of professionals
Sanitas has the largest network in Spain, with the best professionals. This network covers all aspects of your health. We have the best medical treatments and services available.
Online Platform
You will have your own online account within the Sanitas platform. From where you can search for doctors and filter those who speak your language.
Multilingual Support Department
Sanitas support department is multilingual.
Policy Documents
Sanitas has policy documents available in English or Spanish.
Customise your insurance
We have different addons so that you can design the policy to your liking.
Best medical provision
More than 57,000 doctors, 4,500 medical centres, 4 hospitals, 25 own medical centres, 10 advanced rehabilitation centres and 1 wellness centre.
Basic dental coverage
Consultations, cures, cleanings and extractions.
What is covered?
Primary healthcare & Emergencies
General medicine, ambulance service, Sanitas 24h, special care at home, paediatrics, nursing services and emergencies, etc.
Access to doctors and medical specialties
Dermatology, allergology, psychiatry, endocrinology, urology, cardiology, ophthalmology, gynaecology, traumatology, oncology, diet and nutrition, etc.
Simple diagnostic tests
Most frequent complex diagnostic tests
MRI, CT and ultrasound scans
Simple therapeutic methods.
Videoconsultation
Videoconsultation with specialists: In all medical specialities. More than 3,100 doctors from the Sanitas list at your disposal on your mobile.
Videoconsultation emergencies: Access general medicine and paediatric care without an appointment 24 hours a day.
Senior call centre
BLUA
Health programmes via videoconsultation: You will have access to the videoconsultation service in the following counselling programmes: Nutrition, Psychology, Personal trainer, Maternal and child health, Healthy child, Pelvic floor care and smoking cessation.
Digital plans
- Digital Nutrition
- Personal Trainer Digital
- Pregnancy Digital
- Children's Health Digital
- Preventive Digital
Home delivery services
- Delivery of medicines
- Analysis at home
- home help
- physiotherapy
- podiatry
- hairdressing
- accompaniment to medical appointments and during hospitalisation, etc.
Sanitas Seniors Service
- Personal care plan through a specialist health advisor for the elderly.
- Guidance for the selection of home-based care.
- Discounts on Sanitas Mayores services (residences and day centres).
Dental Basic
This is Sanitas Basic Dental Coverage. Includes: Consultations, cures, cleanings and extractions. If you wish, you can extend the coverage to a more complete one. More information.
What is NOT covered?
Assistance related to
- Traffic Accidents
- Accidents at Work
- Practising Risky Sports
Assistance provided outside Sanitas
Assistance provided in social security centres.
Special medical exams (for driver's license, etc.)
Pre-contract illnesses
Any health condition of the insured person known prior to registration in the contract and assessed as not covered in accordance with the technical criteria of Sanitas. Any health condition of the insured person known prior to registration in the contract and assessed as not covered in accordance with the technical criteria of Sanitas.
Voluntary interruption of pregnancy
Health care arising from
Drug addiction, chronic alcoholism as well as intoxication due to the abuse of alcohol, psychotropic drugs, narcotics or hallucinogens, attempted suicide and self-harm, illnesses or accidents caused by the insured person's gross negligence or fault.
Any aesthetic or cosmetic treatment or intervention
Medicines not marketed in Spain
Hospitalisation
Any type of health care provided as in-patient care, as well as any surgical intervention that does not correspond to those included and detailed in the general conditions of the product.
We will be with you at all times
Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.
Videoconsultation 24h
Urgent medical care by video consultation without an appointment 24 hours.
Online transactions
Request appointments, download analyses, reimbursement requests, medical authorisations, etc., through the My Sanitas customer area.
Sanitas Welcome
24-hour telephone service to speed up procedures.
We will be with you at all times
Sanitas health insurance includes a series of services that facilitate better health care and communication with the insurance company.
Videoconsultation 24h
Urgent medical care by video consultation without an appointment 24 hours.
Online transactions
Request appointments, download analyses, etc.
Sanitas Welcome
24-hour telephone service to speed up procedures.
You can customise your insurance policy by adding optional coverage
Sanitas Único is insurance with co-payment
Co-payments are like excesses and they are charged for each service you use. Sanitas Primero co-payments are listed below. Co-payments are collected every month from your account on file.
| Number of Services | Co-payment Cost |
|---|---|
| From 0 to 6 services | €0 |
| From 7 to 15 services | €5 |
| More than 15 services | €10 |
| Podiatry | €3 |
| Emergencies | €8 |
| Diagnostic tests and therapeutic methods | €12 |
Single co-payment in high-frequency services
| €20 |
| Number of Services | Co-payment Cost |
|---|---|
| From 0 to 6 services | €0 |
| From 7 to 15 services | €5 |
| More than 15 services | €10 |
| Podiatry | €3 |
| Emergencies | €8 |
| Diagnostic tests and therapeutic methods | €12 |
Single co-payment in high-frequency services
| €20 |
Waitings Periods
| Treatments | Waitings Periods |
|---|---|
| The complex diagnostic tests included (MRI and CAT scans) | 6 Months |
| Treatments | Waitings Periods |
|---|---|
| The complex diagnostic tests included (MRI and CAT scans) | 6 Months |
Requirements
| Age of recruitment | Maximum age of stay |
|---|---|
| No maximum age limit |
| Age of recruitment | Maximum age of stay |
|---|---|
| No maximum age limit |
Where you can access Sanitas Básico coverage
| Coverage nationwide in Spain. |
While you are thinking about it, download the following documents.
Do you have any questions? Find the answer you are looking for in our FAQ
Start enjoying it today by booking online:
Premiums valid during the first annuity for new policyholders, with effective date between 04/01/2021 and 03/01/2022. The Insurance Compensation Consortium surcharge of 0.15% will be applied to these premiums. The premiums will vary according to the insured’s place of residence. Maximum age of contracting is 60 years old and there is no limit to the age of permanence. The premium rates may undergo modifications at the expiry of each policy annuity depending on the different technical-actuarial variables mentioned in the general conditions of the policy.
Come to Sanitas and get bluaU + 10% discount on family packs
Do you want to talk?
Please contact us if there's any questions:
FAQ
Yes, this product admits the following supplements: Dental, Pharmacy, Accident, Optical, Family Assistance and the Blua digital supplement.
Pre-existing illnesses refer to pathologies prior to the date of contracting the Sanitas health insurance. Before taking out the plan, you must fill in a form, declaring these pathologies. You should then speak to one of our doctors to check the status of this pathology and carry out a complete assessment which will be included in your file.
A non-hospitalised health insurance excludes hospital care and surgical interventions from its coverage.
- Home Analysis Reimbursement: 100% up to €260/year/insured, in Spain; with sub-limits indicated in the policy.
- Psychology: Maximum 4 consultations/month and limit of 15 sessions/Insured/year.
- Podiatry: Maximum 12 sessions/Insured/Year.
- Speech therapy: max 80 sessions/insured/year.
- This product has waiting periods: the time that has to elapse between enrolment in the health insurance and the possibility of requesting the use of certain services:
- 6 months: Complex diagnostic tests
The co-payment is often paid on a quarterly basis. The insured will receive a quarterly receipt with the amount of the co-payment associated with the services performed, in addition, he/she can check the status of the co-payment through the My Sanitas app or through the Sanitas website at any time.
Yes, the product includes basic odontostomatology, so extractions, cures and mouth cleaning are included free of charge.
No, for oncological processes as for all other treatments, complex therapeutic methods are excluded, and therefore chemotherapy and radiotherapy are excluded.
No, Sanitas Único does not include coverage for emergencies abroad.
Services are provided throughout Spain.
- The Policyholder is obliged to answer the health questionnaire truthfully so that SANITAS can make a correct assessment of the risk. In the event of falsehood or omission in this declaration, SANITAS may terminate the insurance contract.
- The Policyholder is obliged to pay the price in the manner and within the terms agreed with SANITAS.
- The Insured must present their SANITAS card, as well as their identity document if required when receiving the services.
The price of the insurance is annual and can be divided as agreed.
This product has co-payments.
Payment will be made by direct debit on the contracting party’s bank account or other forms of payment provided that they are expressly agreed in the insurance application.
The insurance contract is annual and comes into effect at 00:00 on the contracted start date. It will be automatically renewed annually, unless the policyholder or SANITAS indicates otherwise.
On the date of termination of the insurance contract, it shall be tacitly extended for successive periods of one year unless one of the parties (Sanitas or the contracting party) opposes one of these extensions by giving two months’ notice to the other party if it is Sanitas who gives the notice and one month if it is the contracting party.
