Total Protection Addon

A complement for self-employed professionals

From €2 / Month

Sanitas Total Protection Coverage

Covers the main day-to-day needs in the event of temporary disability or hospitalization.

We have launched Total Protection, a coverage for self-employed professionals with which they and their family members will have their main day-to-day needs covered in the event of temporary disability or hospitalization.

This add-on provides the insured with a series of services that may need on a day-to-day basis in the event of such unforeseen situations:

  • Being hospitalized for more than 72 hours.
  • Suffering a temporary disability for more than 72 hours.

What does it cover?

The insured may benefit from the following guarantees:

  • Payment protection: indemnity for the amount corresponding to the current monthly payment of the health insurance bill. (Policy premium).
  • Support in basic household chores: home help to perform the usual household chores, as well as care for children under 16 years of age or with disabilities.
  • Mobility guarantee: cab service for the insured to travel to the office/meetings and to carry out professional transactions during the first two weeks of his immobilization.
  • Home workstation: computer, telephone or remote assistance for the installation of the home workstation for the resolution of incidents related to the private use of the computer at home.
  • Early recovery: home physiotherapy service for therapies prescribed by your doctor as a result of an accident or illness.
  • Delivery of medications and mail to the home. In the case of medications, the insured shall be responsible for the payment of the amount thereof upon delivery.
  • Care of your children. in cases where children under 16 years of age or with disabilities are insured under the policy, they may benefit from the following coverages:
    • Transfer of a family member to care for children.
    • Transfer of children to a relative’s home.
    • Accompanying children from home to school and vice versa.
    • School support at home.

How is the service provided?

  • In order to use the services, the Insured must be up to date with their obligations regarding the payment of the premium.
  • It will be the insured person who will have to contact through the telephone number 91 353 63 48, available 24h 365 days a year. It will be necessary to identify yourself as a Sanitas client and provide your ID number.
  • The coverage will be provided through IMA Ibérica, only in Spanish territory, anywhere in Spain.

What are the hiring conditions?

  • Grace Period: It has a 2-month grace period for new contracts other than at the time of enrollment or renewal.
  • Hiring: It is necessary that it be hired by all the policyholders.
  • Available at any time.
  • Age of recruitment: 0-75 years of age.
  • Age of permanence: No
  • Preexistence: No

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from 9:00h to 19:00h

Monday to Friday

from 9:00h to 19:00h

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Total Protection Frequently Asked Questions

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